Britannia mortgages - existing customers question?

lookcloser

Hi all,

quick bit of background first...FTBs currently applying for a Britannia mortgage which is a graduate only scheme which will take us straight onto their SVR (4.25% with no tie ins etc) but I happened to look on their website at mortgage rates for existing customers and there doesn't appear to be different rates for different LTV.

If this is the case it would be very tempting to go onto one of their fixed deals as we have 85% LTV and from what I can work out for existing customer you can get an incredibly competitive 4.79% to 5.29% (depending on how much arrangement fee you pay) for a 5 year fixed deal.

Can any existing Britannia customers enlighten me and tell me if this is the case?

Let_Us_See

Why risk receiving incorrect advice? Why not simply call Britannia and ask?

lookcloser

I did speak with someone in branch and they seemed to think it would be fine but if I'm honest I had the impression they were not particularly clued up....so I thought I'd ask on here as there must be plenty of Britannia mortgage holders.

Also because I haven't actually got the mortgage yet I thought it would be a bit wrong to phone up asking about other products when I'm not even an existing member yet!

_Andy_

0800 526 350.