We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Welcome Finance harassment
I've got a loan with them that I stupidly took out at a rate of nearly 45%, my own fault I know. I've had this loan since May 2006 and have been paying it off at £155.82 per month. I've missed 3 payments which again is my own fault. I've paid this months payment on a debit card because I didn't have enough money in the bank and cancelled the DD because I knew it would bounce. I then had a visit from them which was humiliating as they threatened me with an attachment of earnings saying "it would be embarrassing for your work to know", I had £40 in cash which I gave to the guy and told him that I'd make the rest of the payment the Thursday after, Monday I had 3 calls from them asking for payment, I made the payment Tuesday night on my housemates card and thought that was that, the payment was declined on THEIR automated service but for some reason the payment was still taken from my card.
I rang them Wednesday morning, explained the situation to the manager of the branch and said I would make 2 payments in December to clear some of the arrears, I told him that because I work in an office I can't just answer my mobile phone and when I had an update I'd ring him. I faxed proof that the payment had indeed been taken but they will not leave me alone, I've had 4 missed calls and 2 answer phone messages today threatening serious consequences.
I've told them that until this payment bounces back on the card that I can't make the payment as I've got sod all money until payday which is the 15th December.
How can I get them to leave me alone, this is really upsetting. I only took the loan with them because I couldn't get anything anywhere else due to my credit rating.
Thanks.
I rang them Wednesday morning, explained the situation to the manager of the branch and said I would make 2 payments in December to clear some of the arrears, I told him that because I work in an office I can't just answer my mobile phone and when I had an update I'd ring him. I faxed proof that the payment had indeed been taken but they will not leave me alone, I've had 4 missed calls and 2 answer phone messages today threatening serious consequences.
I've told them that until this payment bounces back on the card that I can't make the payment as I've got sod all money until payday which is the 15th December.
How can I get them to leave me alone, this is really upsetting. I only took the loan with them because I couldn't get anything anywhere else due to my credit rating.
Thanks.
:beer:
0
Comments
-
It's the end of the month and Welscum always become so persistant at this time.
Ignore the branch and phone head office to advise of what's happened on this number - 0115 98492000 -
What I wouldnt do is seek advice from the dozy WUM`s on Redissue;)0
-
mufc689908 wrote: »What I wouldnt do is seek advice from the dozy WUM`s on Redissue;)
ha, they mean well in their own way!:beer:0 -
welcome love to threaten, but in reality little they can do
For everthing else there's mastercard.
For clampers there's Barclaycard.0
This discussion has been closed.
Categories
- All Categories
- 347.2K Banking & Borrowing
- 251.6K Reduce Debt & Boost Income
- 451.8K Spending & Discounts
- 239.4K Work, Benefits & Business
- 615.3K Mortgages, Homes & Bills
- 175.1K Life & Family
- 252.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards