International debts?

pradbitt

I am being chased by our friends RMA for an outstanding debt that I have with MBNA. I have been in contact with MBNA (phone and letter) to explain that I am not in a position to discharge the debt as yet, but should be able to begin a repayment programme as from August. (I have moved to South Africa and do not begin work until July) I do not understand why RMA have now got involved, as MBNA told me I should make contact again in August.

Why are RMA calling? (I gave MBNA my new phone number immediately I had one, they obviously passed it on to RMA which I am a bit surprised at) What do RMA do with an international recovery?

lynzpower

maybe an oversight on MBNAs part. Have you rang them to ask why they have sold the debt?

pradbitt

I have and I have been told that I should not have been called, however I have since received another call from RMA, which was mildly menacing. I was tempted to tell him to p*** off, but refrained. As I am no longer in the country, I am intrigued as to how they would "collect" from me in any case. Any ideas??

lynzpower

No idea. But write to them and say if you recieve any more phone calls from them you will do them for harrassment.

pradbitt

Thanks, I will do that.

rkh001

Mike St Helens might be able to help you on this matter. From what I gathered from Mike was that they cannot pursue a debt overseas but maybe it depends on cost of collection vs. the debt itself.
Sorry, cannot help much.