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FTB Mortgage Questions

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  • benjo
    benjo Posts: 482 Forumite
    mdj1 wrote: »
    HI Guys, Thanks for your concerns, believe me, everything is above board, i'm not on the fiddle!

    I don't need to draw a wage from my own business because my full time job pays me enough. However I do draw Dividends from the business which is what I save.

    Should I lose my full time job I would still be able to draw a wage and the dividends from the business equal to that of what I was earning before, but obvioulsy any lender is going to look more favourably at someone who is in full time employment for 15 years rather than someone who is self employed, correct?

    I would imagine that is correct, I also imagine you would get a better interest rate being employed rather than self employed.
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