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Been employed for a year - would I have problems with getting a mortgage

I have been working for over year at my current job after 4 months of unemployment. I found an excellent opportunity to purchase a new build shared ownership flat which the housing assoc says I have passed the criteria. The flat is 10 mins from work!

Though I have heard some banks only give mortgages to those who have worked over 2 years in the same company. Is this still the case?
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Comments

  • keadd
    keadd Posts: 96 Forumite
    dont think it will be a prob. i purchased a shared ownership flat around a year ago and had only been in the job for 4 months. they only wanted 2 months worth of wage slips. the mortgage was with the woolwich
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    1 year is fine.
    Are you sure you're happy buying a new build on SO though?
  • keadd
    keadd Posts: 96 Forumite
    whats wrong with buying a new build on shared ownership? I did it!
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Lack of remortgage options in the future, high risk of negative equity etc
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