We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

lump sum payment

I have a small pension and due to financial hardship i applied for a 100% lump sum payment from my pension provider, they have said I can take a lower lump sum and a small monthly payment, but I cannot taske the 100% lump sum until I am 60 which will be next August. can anyone advise

Comments

  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    If your total pensions (excluding state)are worth under £17,500 and you are over 60, you can take the pensions in cash.The first 25% is tax free.

    Under 60, you can only take the 25% in cash. So looks like you'll have to wait till next year.
    Trying to keep it simple...;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.