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Remortgage or personal loan

I have quite a bit of equity in my property and need to make some home improvements. I wondered whether it would be better to increase my mortgage or take out a personal loan. I can afford the repayments for both but wondered if having loan, say over five years, would affect any mortgage applications I might make for a new property, during the period of the loan.

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Can't see why a personal loan would be better given the interest rates will be significantly higher.
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