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YAY! Debt under £1,500 now!!!
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That's great to hear SC!!! Well done!!! :T :beer:0
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Yay Skintchick! How was the holiday? And hows it going with the new budget - did our advice help? Been thinking of you...
scottishspendaholic xMBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
Tesco = £2,910.11 / Smile overdraft = £500
Bank of Scotland = £2,782.830 -
well done skint chick keep going you can do it!!! :beer:Savings Total so far for 2023: £8,062.580
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Well done skint chick:j not long now ...
pink fairy x0 -
well done you - on the home streach now!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Brilliant news well done :TMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
scottishspendaholic wrote:Yay Skintchick! How was the holiday? And hows it going with the new budget - did our advice help? Been thinking of you...
scottishspendaholic x
Hi! THe holiday was nice, although i wouldn;t go to Dubai again, but it was lovely to get away. I still feel a bit sick that it cost me £600 in total though. That feels so much money to waste on a holiday.
I do have a new budget, although haven;t had time to post it. Basically I have relaxed a bit on cash for spending because I do often need to buy food on the way home (the other night I didn;t get home from work till gone 11pm, having left the house at 7.20am, so my lunch didn;t last me!)
I still have no idea how long I have this job for, so you were all right that I needed to not relax too much!
What I really want is to have enough in the bank to cover the car loan, and if I lose the job then at least I know that's covered. Then I want to build up cash for all the annual bills to cover next year, and then as proper savings (never really had any before). I have a million ING accounts all for different things like tax, annual bills, etc., and I am stocking them up slowly.
I find it so hard to believe that when I came on here only last August I was depressed, weepy and couldn;t see a way forward, and now i have a job paying loads of money, great MSE friends, and am almost debt-free! It's a complete change and I feel so free as a result.
This really is such a great site, and I love this board more than any other.:cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool::heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
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Great news! those milestones really help keep you going don't they!0
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Congratulations :TLighbulb moment Mar 06 :think: Total debt £26023.60 Apr 06 :eek: Total Debt Now £22714.87 Total Paid Off £3308.73(12.71%) Debt Free Date 2013_party_0
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Just wanted to add my congrats and say that soon you will have to change your name!
Well done....the end is in sight and it must look BRILLIANT. :TBank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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