first time buyer

spazanna1

im 24 a new teacher earnig 230000. im wanting a mortgage of about 80000 and have a 10% deposit..... what is the best mortgage?

herbiesjp

Best depends on your own circumstances - however there are deals like a 4.75% tracker available

Cannon_Fodder

spazanna1 wrote: »

im 24 a new teacher earnig 230000.

wow, must get qualified to be a teacher, sharpish...

Conrad

I have £5000 for a summer holiday, which is the best holiday please?

dimbo61

Hi
sorry for all the funny people on here
Conrad two weeks in Blackpool for you !
Are you on a short term contract like most new teachers ?
You are now earning £23,000 a year and £8,000 in savings YES
If you can find a property for £80,000 and build up your savings to say £12,000 or 15% deposit you stand a better chance of getting a mortgage but the lender might want you to have a permenant job.
GOOD LUCK

poppy10_2

Conrad wrote: »

I have £5000 for a summer holiday, which is the best holiday please?

Whatever you do, don't go on a shared holiday - they are a scam. Avoid.