We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

postings debt free

:j i am debt free :j from the day i first posted about my finances 14/05/06 i have put 100% into this day, many of you might say it was only a little debt but to me it was huge. I must say though it hasnt been easy, i have had to give up and sell things that i loved but today i am happy. I would love to say that i will never get to this stage again but me being young there is a fair chance i will, but i will but all my effort into not becoming credit/debt dependant again. Good luck all those that have either just started there journey or near the end, you will all get there :D
«13

Comments

  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    WOOHOO!!!!!!!!!!!!!!!

    Well done posting!!!!!!!!!!!!!!
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Well Done

    Isn't it thrilling to feel this way!

    GW
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    I would love to say that i will never get to this stage again but me being young there is a fair chance i will...

    Aah you probably will require credit again someday BUT you have learnt some valuable lessons and you will now know how to get credit the cheapest way possible.

    Stay away from those high percentage cards! :naughty:

    Your debt may have been 'small' but debt is debt and you have done very very well!

    Good luck with your future! I hope you are setting up a savings account as we speak!!

    Annie
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Yaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaay!!!!


    Well done posting!!! Thats really brilliant news

    If Id been able to sort my debt out when I was younger as you have done, I wouldnt be in the situation im in now. Youve learned some VERY valuable lessons over the last few months, and something that wil set you up for life.

    Add his name to the rollcall of those who are DEBT FREE :j :j :T :T
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    Well done!
  • Zabl
    Zabl Posts: 232 Forumite
    Well done posting!!! :j

    Top Banana! Now you can have a debt free summer :)
    Lightbulb Moment April 2006.
    Pay off All Debts by 31.12.2014.
    CC1: £5594, CC2: £164, OD1: £200,
    Total:£5958
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Fantastic! I'm so pleased for you! Well done!!!!
    January budget
    Nothing left!
  • beverleyhills
    beverleyhills Posts: 747 Forumite
    :T Congratulations on clearing your debt.

    If you need credit in the future you will be in a better position to make an informed decision about the consequences.

    Be strong and learn to ask the questions where the answers appear in the small print.

    Best wishes for your financial future. bh
    'You can't change the past, you can only change the future' Gary Boulet.

    'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon
  • Well done to you. Have a happy debt free life, and a good weekend you deserve it
    Month June 06 current debt stands at: Loan with OH £20,000, Egg Card £7324 now £7191.00, Barclaycard £700, Overdraft was £2550 now £2400, Car Loan £297 a month finishes in Nov 06, £9.00 Savings, Piggysbank points 370
  • oOMiaOo
    oOMiaOo Posts: 110 Forumite
    Woo Hoo! :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.