Advice wanted for non-English speaker

therecordcollector

We are friends (of some two and a half years) of a Polish couple and their small son. They have little English (though rather more than we have Polish!) and have sought our help in finding a company prepared to lend them £500 to be repaid in six months. Can anyone recommend a course of application for them ? We're disabled pensioners with VERY limited experience of the internet and we'd be grateful for any useful information anyone can provide.

woody01

therecordcollector wrote: »

We are friends (of some two and a half years) of a Polish couple and their small son. They have little English (though rather more than we have Polish!) and have sought our help in finding a company prepared to lend them £500 to be repaid in six months. Can anyone recommend a course of application for them ? We're disabled pensioners with VERY limited experience of the internet and we'd be grateful for any useful information anyone can provide.

I don't know if you will be successful.
A word of advice though, if they cannot get the cash, do not be tempted to lend it to them yourself.

garryou

I Approved But---

wlf

Can they get an overdraft throught their bank? I got a 1000 pound overdraft when I opened my account with natwest soon after arriving here around 5 years ago.

therecordcollector

woody01 wrote: »

I don't know if you will be successful.
A word of advice though, if they cannot get the cash, do not be tempted to lend it to them yourself.

You're very kind and we appreciate your concern. Thank you.

therecordcollector

wlf wrote: »

Can they get an overdraft throught their bank? I got a 1000 pound overdraft when I opened my account with natwest soon after arriving here around 5 years ago.

Warm thanks! Your suggestion looks most helpful (though I feel it's been tried and maybe failed because the credit climate is now so different).
Your kindness in responding is much appreciated.

~Brock~

Most lenders would have a problem in letting someone who couldn't speak english enter into an english written loan agreement.

Ambulance chasers would be all over them like a rash trying to get the loan written off due to the (not unreasonable) assumption that allowing someone to enter into a contract they do not understand would be the basis of an unfair relationship.

ILW

I would have thought that anyone who has been living here for 2 1/2 years should be able to speak the language by now. Something seems a little fishy here.

chalkie99

I bet Spain is full of ex-pat Brits who have been there for years and still cannot speak a word of Spanish.

dmg24

Do you have a Polish Social Club/ Community Centre nearby? They may be able to offer further advice/ personal experience on the subject.

Anihilator

The likiehood of the bank/lender finding out they dont speak english is limited unless they do it face to face or over the telephone. However are they likely to be successful anyway.