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Foreign currency mortgage

Hello!

Does anyone here have any experience or care to share any advice on a Foreign currency mortgage.

I live in Spain and have been told about a Euro to Yen mortgage.


Many thanks,

S.

Comments

  • oli_ro
    oli_ro Posts: 142 Forumite
    Be careful with taking a loan in a currency different than the one you are getting paid into as you are exposed to foreign exchange risk.
    What are going to do is yen is going to appreciate 30-40% against the currency you are getting paid into ?

    People in eastern europe borrowed in JPY/CHF/EUR in the last 3-4 years and suffered a lot during the financial crisis as for instance CHF was perceived as a safe heaven and appreciated quite a lot.
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