CSA help please

cosmic_dave

Hi my ex wife has is threatening to get the csa ball rolling again because I cant afford to pay the £250 a month private agreement we set up ! I lost my job in July and have set up a shop (which isn't making any money) I have remarried we have two children (both mine) We currently receive child tax credit and working tax credit my wife also works part time and I look after the kids while she is at work, the shop is seasonal so it does not effect the potential shop takings at the moment. Will the CSA assess the working/child tax benefits as our household income and want their bit ? I have done the online csa calculator if I fill it in one way I should be paying £5 a week or if I put the working tax credits as income the want £60 a week !! Any advice would be great as she has given me a deadline of tomorrow morning before she gets the ball rolling. I have always supported my two sons in the past am and not one of those Dads that wont pay the fact is at the moment I have no money !!

Many Thanks

shell_542

They do take into account ALL child tax credits. They only take into account working tax credits depending on your circumstances ...

ALL working tax credits taken into account if you earn more than your new wife.
HALF wtc if you both earn the same
NO wtc if you earn less than her

I'm not sure how they work the assessments on a newly Self Employed non resident parent. Something about "assumed income" or something until the first years accounts are done. Hopefully someone will come along with some information about exactly how much you will be assessed on.

Is the ex open to any kind of negotiotiation whatsoever?

Could you work out approx how much you have had (weekly) take home from your employment in the last 2 months, then factor in child tax credits and working tax credits if needed and advise your ex of an approximate the CSA may be asking for and offer it in a new private agreement, informing her you will assess it again once your income increases?

If not, CSA it is unfortunately

DUTR

cosmic_dave wrote: »

Hi my ex wife has is threatening to get the csa ball rolling again because I cant afford to pay the £250 a month private agreement we set up ! I lost my job in July and have set up a shop (which isn't making any money) I have remarried we have two children (both mine) We currently receive child tax credit and working tax credit my wife also works part time and I look after the kids while she is at work, the shop is seasonal so it does not effect the potential shop takings at the moment. Will the CSA assess the working/child tax benefits as our household income and want their bit ? I have done the online csa calculator if I fill it in one way I should be paying £5 a week or if I put the working tax credits as income the want £60 a week !! Any advice would be great as she has given me a deadline of tomorrow morning before she gets the ball rolling. I have always supported my two sons in the past am and not one of those Dads that wont pay the fact is at the moment I have no money !!

Many Thanks

Let her go to the csa, it eliminates that threat at a later date, you may well end up paying less and she may learn the hard way to be thankful for small mercies. Either way it is an episode put away for a long time.

kelloggs36

On newly self employed you will get a default maintenance decision which is dependant on the number of children you have.

pd001

DUTR wrote: »

Let her go to the csa, it eliminates that threat at a later date, you may well end up paying less and she may learn the hard way to be thankful for small mercies. Either way it is an episode put away for a long time.

Wholeheartedly agree.
Let her go to the csa. If you are unsure as to what you may end up paying then have a look at the csa website.
Alternatively kelloggs36, who has already posted on this thread is a mine of information and she may be able to give you a rough idea as to what figure you may end up paying.
She knows her stuff!
I am bearing in mind here that you are newly self employed.

kelloggs36

If you have 1 child, a DMD will be £30 per week; 2 children it will be £40 per week and if you have 3 or more children it will be £50 per week. When you have sufficient accounts to submit (not necessarily audited or anything, but enough info to work out a figure with) they can do a full assessment which will adjust the DMD - either up or down depending on your circumstances.

speedster

if your business has no accounts yet, you need to get your accountant to do a projected earnings estimate. the csa can use that for assessment purpose.

strange, with the clued up members not offering this advice so far?

your wtc will only be taken into account if you are the higher earner.

i shall PM you some more info.

pd001

speedster wrote: »

if your business has no accounts yet, you need to get your accountant to do a projected earnings estimate. the csa can use that for assessment purpose.
Well I for one didnt know anything about that, so couldn't offer that as advice. I do now however and shall try to remember it for the future

strange, with the clued up members not offering this advice so far?
As I have stated above... most of us can only offer advice, that in our opinion or experience, we are happy with and we know about.

your wtc will only be taken into account if you are the higher earner.

i shall PM you some more info .

As you can see, we all know different stuff and can all offer the OP different advice which is usually to the benefit of an OP

kelloggs36

If you read their literature, it does not mention that at all, They need to see what income you do have - they will use your gross income less allowable expenses - otherwise they will impose a DMD.

speedster

kelloggs36 wrote: »

If you read their literature, it does not mention that at all, They need to see what income you do have - they will use your gross income less allowable expenses - otherwise they will impose a DMD.

they are legally obliged to assess you on your current level of earnings.

if you provide this info via projected income figures they are legally bound to act on it.

if you're lying, the end of year accounts will show it up and you'll get hit with potentially massive arrears, if they are correct, no-one has any complaint.

i thought you'd have known they accepted projected figures?? after all, you worked there.

speedster

pd001 wrote: »

As you can see, we all know different stuff and can all offer the OP different advice which is usually to the benefit of an OP

i totally agree. i just choose not to omit highly relevant info that would help the nrp or pwc.

i get the feling a lot of members are anti nrp, as the advice given to them tends to be missing lots of relevant info.