📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

joint mortgage trouble

Have trouble with a daughter who was in a joint mortgage - the couple have now split and the man has absconded to another town without leaving details. We've only got his mobile phone number now which he hasn't changed but other than that he has completely severed contact. We need to sell the house but as he is jointly named on the mortgage we need to get him to take his name off it before we can sell. Any ideas?

Comments

  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hire a PI .
    poppy10
  • Carmen
    Carmen Posts: 1,732 Forumite
    Part of the Furniture Combo Breaker
    Is it possible to take his name off the mortage/sell the house without his consent?
  • cattie
    cattie Posts: 8,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Carmen wrote: »
    Is it possible to take his name off the mortage/sell the house without his consent?


    In a word, no.

    You can't just take somebody's name off a mortgage without their agreement or that of the lender. Lender's will only agree to one of the party taking over the whole of the mortgage providing their salary can support the loan.
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.