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Date debt incurred
dojoman
Posts: 12,027 Forumite
On the SOA form it asks for this, I cannot even begin to put specific dates therefore I have put the date I actually took the CC out, will this suffice?
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!
Life`s Tragedy is that we get OLD too soon
and WISE too late!
0
Comments
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that's what i did?! hope you're getting on ok x0
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This is technically ok but it does not help the examiner much, if there was a specific thing the card was used for (like buying a car) i would put that date downHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
All of my debt is on CC`s, some go back as far as 1993 and over half of them originated in the 90`s that is why I am having a job in remembering specific dates. There was nothing specific we used them for, just living beyond our means I guess. (hope that does not sound flippant, because it is not meant to.
Hi Confused, muddling my way through these forms, how are you now you are BR?:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
I think then the best way then is to put the date you got the card, when you get to section 11 tell them that the cards are old, that the credit has been incurred throughout and not in one go and most importantly tell them when you last used you cardsHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Thanks for the reply DI, much appreciate it.:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Yes i actually put a rough guess for one of mine an found i was 3 years out:eek:,not problem.DxFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Thanks Dalip, for some reason this question has been posted twice. Think my pc is getting fed up with all the questions I am asking.
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Yes i never noticed until after i replied that there were 2 posts:o.
Forgiven..... as my laptop is playing up so i know the feeling......took me 5 mins to post this reply:mad:Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Bless you fermi...done in 2 secs:rotfl:laptop must be back to scratch:DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0
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