Tier 1 Visa valid for less than 2 years - Who can give me a mortgage?

khushi2009

I have been living and employed in the UK for 2 years and now looking to buy a property.
My current Visa is valid until mid 2011 and it will be extended for next 2 years before I apply for PR.
I called up Halifax, Abbey and Lloyds TSB banks and they refused me a mortgage by saying that my visa should be valid for atleast 2 years at the time of mortgage application.
Does anyone know of any lenders that can provide me a mortgage?
Please advise.

Thanks in advance.

Jonbvn

I think you may struggle with this.

My suggestions:
1: A guarantor.
2. A 50%+ deposit.
3. A good broker.

shahmir_2

Hello Khushi
Did you find a deal. I am in the same scenario and looking for a mortgage very quickly. Your advise would be of great help to me. Thanks

r83_2

Hi, I am currently on T1 Visa in the UK and are valid for further 7 months. I am buying under shared equity and mortgage was approved 75% LTV with Halifax 2 weeks ago. Our IFA was extremely good. PM me if you need further details

Thanks,
R

Wh05apk

Halifax will ignore any criteria if your credit rating is high enough!

Halifax and Nat west will accept, most need 2 years remaining on visa which is no longer possible.