Mortgage possible?

hechizero

Hopefully someone has an answer. We are looking to buy a property but my partner only goes back to work full time in August since she has been on maternity leave. Is it still possible to make and offer on a property and secure a joint mortgage even though my partner is not back at work yet, but can be confirmed by her employer as definately returning on a specified date? Thanks in advance.

missk_ensington

I don't know but I would think so, just phone a mortgage broker and ask them.
Are you not putting the cart before the horse? Should you not be geting a mortgage proposal 'in principal' THEN making your offer??

herbiesjp

Indeed - I think you should be able to get a mortgage, but would suggest you have it all agreed before you put the offer in

Shrimp_Stu

Me and my wife moved last year when she was on maternity leave. We had to give our mortgage lender a letter signed by her company stating her job title, salary and her start date back after maternity leave. I believe that most mortgage companies cant blatantly discriminate against people on maternity leave.

hechizero

Thanks for the replies. As advised by missk_ensington I managed to get an agreement in priciple. As Shrimpers_Joy says all they needed was a confirmation letter on the return to work date. Hopefully the mortgage will be agreeded within a couple of months and we can start making offers. Thanks to all.