We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Defaults & Data Protection Act

emmareid
emmareid Posts: 21 Forumite
If a bank defualts you on a loan and they pass your details on to a collection company are they not breaking the date protection act by giving your details to other companys????

Comments

  • moongarden
    moongarden Posts: 478 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    no - usually the collection company is working either on behalf of the bank (i.e. their agent - similar to being an employee for this purpose) or

    the collection company can buy your e.g. £1000 debt for say £500 from the bank who are keen to get any of it back. the collection company is taking a gamble that they will have more success at hassling you for the money since that is what they specialise in.
    in this case you have a financial connection with the collection company.

    if you look in debt free wannabe board on here you will find lots of information to help you including lots of info on defaults and also how to stop these companies from phoning you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.