CIFAS on my credit file

johnh198511

Hi there,

I have noticed that I have had a CIFAS - facility granted placed on myfile last December for a mortgage application that I got approved for. I am currently looking into having this removed as I feel it has been placed on my file incorrectly due to a mistake by my mortgage adviser who along with the company he had, are no longer in the industry.

What I am really worried about though is the fact that the CIFAS warning is placed against my parents address and not my new address. You see I moved out of my parents address last year when I received this mortgage and the CIFAS has remained against that address even though I don't live there. I don't want my parents finding out that this CIFAS has been placed against that address. Should the mortgage company not transfer this cifas from my parents
address to my new one? I feel that it is unfair that the cifas will effect my mum and dad but not me even though it is effectively against my name.

Can anyone help me as this is really ruining my life right now as I am really worried.

pwally2

Hiya John,

Am sure more knowledgeable people will be along to help but as far as I am aware all your credit reference information is for an individual and not for an address. but i am willing to stand corrected. Hjope you manage to get it sorted. Good lucl!