Wed 18th November - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone....halfway through the week:rotfl: I'm off to college later....this morning I have to go to another primary to observe (really can't be bothered:o). Got to then sort my 2 assignments to hand in this afternoon.

Had a fabby parents eve for my DD2 yesterday (she's 10, in Y6) - she's a star, perfect pupil hahaha:D So very proud of her right now.

Nothing else on for me today....so here's my list:

• check banking
• daily scratchies - at payout on both, but my registered card's expired so need to ring them both to change it later
• free bingo tonight....must be nearly done with the 4 weeks of it...boooo, it's fun!
• packed lunches for all 3 of us
• dinner from plan tonight - sausages and mash
• no heating on? (managed it yesterday;))
• LSD - just need bread, but might not get it and give DD1 choc croissants (whoopsied) for brekkie!

Ok, that's all I can think of for today - have a fab day all. hugs if you need one (((((())))))))

lolly_896

millyscarlett wrote: »

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone....halfway through the week:rotfl: I'm off to college later....this morning I have to go to another primary to observe (really can't be bothered:o). Got to then sort my 2 assignments to hand in this afternoon.

Had a fabby parents eve for my DD2 yesterday (she's 10, in Y6) - she's a star, perfect pupil hahaha:D So very proud of her right now.

Nothing else on for me today....so here's my list:

• check banking
• daily scratchies - at payout on both, but my registered card's expired so need to ring them both to change it later
• free bingo tonight....must be nearly done with the 4 weeks of it...boooo, it's fun!
• packed lunches for all 3 of us
• dinner from plan tonight - sausages and mash
• no heating on? (managed it yesterday;))
• LSD - just need bread, but might not get it and give DD1 choc croissants (whoopsied) for brekkie!

Ok, that's all I can think of for today - have a fab day all. hugs if you need one (((((())))))))

Good Morning All Today is my 3rd Day and feeling positive

Congrats on having a start pupil, must be a fantastic feeling

Today i have lots to do (not dfw related)

[STRIKE]Only put the dishwasher on once [/STRIKE]
No heating boys both have hoody's on already
[STRIKE]Blitz the Carrot and Corriander soup i made yesterday[/STRIKE]
[STRIKE]Made Veg Soup today too[/STRIKE]
List 10 more things on ebay
[STRIKE]Go and see DP in work and aquire bread, milk and[/STRIKE] cup cake arghhhh forgot the cases
Tea from the cupboards chicken tikka masala, rice and naan
[STRIKE]Lunch from the cupboards Jacket Pots beans and cheese
Hang clothes on airers! Not use tumble[/STRIKE]!
[STRIKE]Get some more essentials in Aldi instead of Tesco/Asda[/STRIKE]

Good Luck for today all

Candy0107

Morning All

Thanks for starting the thread today Millie
Lolly – welcome to the thread, glad you are feeling positive on day 3

Day 3 of my week off, and I woke up at 6am because of the wind outside!

Today I have/will:
· [STRIKE]Checked online banking – moved odd cash to a savings account
· Need to check what interest rates are on accounts[/STRIKE]
· [STRIKE]Done daily scratch – 25p then lost it all on bingo cards[/STRIKE]
· Meals from storecupboards
· Have a LSD
· I need to fill in my WW food diary (or the spreadsheet that I have)
· Finish off clearing my Nan’s house
· Put a jumper on while clearing the house
· Need to make a list of things to cancel – BT, Electric, Gas, Home Insurance etc and write the letters – didn’t do this the other day
· Keep my mobile on ‘loud’ just in case agencies phone
· [STRIKE]Have a look at what is on at the cinema or I might convince hubby to sit at home watching a couple of movies – much cheaper than going to the cinema and I might buy popcorn![/STRIKE] nothing on, so I will convince hubby to stay home and watch a film
· Re-jig my cv and apply for any jobs I see
· [STRIKE]Charged my phone while electric was cheap[/STRIKE]
· Washing on 30
· Read the rest of yesterday’s forum
· I must make soup – yesterday I bought soup in Sainsbugs and although it was lovely, it was £1.50ish !

Think that is about it…..have a great day everyone

Candy xxxx

Pippilongstocking

Morning all waves to Milly, Candy and Lolly

Today
check banks
PAD to gargamel - I sold some wii stuff and the money came last night so shoved the money into my online saver
Lunch from store cupboard
Tea from fridge
Do something with that chicken carcass (someone remind me later!)
Write lots
DD has a hokey cokey to put up in the house later when the heating is on
Walk doggie (free exercise)
Might venture into work today - DS was sick, now he's better I seem to be sick - so might just plod on from home rahter than spread my bugs
Wrap more xmas pressies - make a list of anything left to do
Reply to someone on freecycle
Check quidco for my dell transaction tracking.........nowt yet
Sort out a bag of old clothes from my stuff
Speak to OH from work or get him to phone me (free call)
Will put on a pair of tights under trousers to keep warm!
Sparkle - difficult as am sniffing but onwards

Hugs to all those who need it - hello anyone new venturing in today

Candy0107

Morning Fay!

catmiaow

Morning

Today I will be at work all day
Need to make some calls
Check online banking
Pay cheque in at lunch time
Washing on when I get back
See to cats
Empty Kitchen bin
Daily competitions
Check phone bill online.

Hope everyone has a good day

katylittlelady

Morning Morning Morning!! Had a lovely lie-in and have the next three days off! Want to try and get lots done so will try and make my list productive for today!

• [STRIKE]Daily S/C[/STRIKE]
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Wash curtains in front room[/STRIKE]
• Flylady tasks
• Sort out stuff to put up in attic
• Clean fridge out
• [STRIKE]LSD (Need to go and buy milk and stamps later this morning)[/STRIKE]
• Buy some stamps and send off some postcard comps
• Comps ending soon
• Clear off sofa
• Read some of playwright books for research
• Any surveys
• Check online banking

That's it I think! Hope to get it all done x x

crawley_girl

Morning people - grotty day here in Sussex. But hey ho - it's all good!


Today I:

• am working 4 hrs in my 2nd job
• have checked online banking
• am expecting a tesco delivery and I used a code and looked for the offers
• need to phone orange and ask them to shift the day in which they take their payment
• need to phone LG about the missing replacement charger

:heartpuls CG :heartpuls

raq

checked on line banking, no change there
washing everywhere so gonna have to use the tumble dryer just once.
cooking spag bol for tea and just took out a chicken for tomorrow;s tea.
popping to Aldi for veg and milk, much cheaper than going anywhere else

~Yorkshire_Belle~

Hello - it's very wet and windy here too!
So far I have....

• checked bank online and all as expected
• done some exercise on the bike and practised my Tai Chi ( This is money saving as it was at home and makes me happier so less likely to spend unnecessarily :j )
• packed lunch with me
• meal for tea from weekly plan - only way to feed the DS's, they eat so much!!!!
• aim for a NSD

Hope everyone has a good day
Belle

PS Just did an online basket of cr*p stocking fillers and then cancelled it all before purchase

savingforarainyday

Hello everyone, haven't been around much lately, have felt a bit carpy lately with one thing and another, so haven't been posting:o

But todays a new day etc.:rolleyes:

So I have
Checked online banking
Done a reference for a friend, hopefully she will get some temporary work from it.
Need to dry washing but wind is howling and it is lashing it down.
Dog needs walk, but when i open the door she doesn't even want to go out for a wee, all I get it the doggy dead-eye:rotfl:
Might go and make Christmas Cake in a bit, I bought all the stuff a while ago.
SIL coming for cuppa this afternoon we are going to plan planting on allotment next year, she is going to bring the seed catalogue; you know the sort of publications "gardeners !!!!!!".
Dinner from freezer/cupboard.
Son at Computer/photography course in Nwark so I will go to friends for a coffee and a chat.
Hoping for a NSD

I think I will make another motivational cup of coffee:D. Then I will make a start.:cool: