Tues 17th November - What small DFW things have you done today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone:T
Hooray tis Tuesday....my quiet evening when DD2 is at guides and I lie on the sofa in PJs watching Holby City (ooh how sad do I sound??!!)
Nothing else on....work, home, dinner:o

Ok, list for today:

• check banking
• free bingo
• daily scratchies
• packed lunches to work
• NSD hopefully
• Dinner from plan - meatballs
• Minced beef out of freezer for dinner

Orange sent me a text yesterday to say my best plan would be to drop to a different plan - so now I'm on £20 a month, not £30....excellent:p
Ok....off I go....
Have a lovely day everyone:j

mogchops

Morning Milly & everyone xxxx

Another dark and grey morning! Yuk. Very quiet here too as elder DD went off yesterday on a residential trip till Friday, I'm missing my big girl!

DFW things I have done in last few days
- Saved car parking cost by walking further
- Worked 5 hours overtime
- Won a Christmas cake in a guess the weight competition :beer::j
- Got a £100 refund from Eon :j:j

Small DFW things I will do today
Check online banking
- Quidco clicks
- Packed lunches all round
- Tea from meal plan
- Small amount of shopping with detailed list from which I shall not deviate
- Hokey cokey on the airer
- Go to work

Time wasting things I will NOT do today

Play silly addictive games on facebook!! :p

Have a great day everyone xxxxxxxxxxxxxx

Pippilongstocking

Morning Mogchops and Milly

Well done on the wins MC and Milly enjoy the sofa later on - I ordered DD a mini-laptop in lime green from Dell - thought of you as I placed the order! (Quidco cash back and also got the rellies to chip in so - woo hoo she's got a lovely pressie and my contribution will be covered by this years quidco RESULT!!)

Today
Check banks
PAD to gargamel
Mince in slow cooker for mince and tatties later - may even pop in some dumplings
DS back at school at last
DD running about like a loony cos she's lost her memory stick
Walk doggie today he's really wooffy as he missed his walk yesterday
Do lots more work
Chicken to sort out later as soup or someat!
Try glimmer!!

Katy83

Morning everyone,

Had a lovely evening with my sister and OH last night. We had a curry and lit the fire and watched university challenge (got 3 answers!) and then life. Was really nice just to chill out and catch up. My dentist appointment got cancelled too so I had an unexpected NSD too.

Today's list

• NSD
• Breakfast and lunch from stores
• Dinner from plan (seafood linguine)
• Free fruit from work
• Check banking & move money if cheques have cleared
• Remember to take my iron tablets!!!

That's it for me, am off to my riding lesson tonight so I'm looking forward to that.

Hope everyone has a good Tuesday - can't believe how wintery it is! xx

Candy0107

Morning Milly, thanks for starting the thread

Hello to everyone who will post today

Today I have/will:
· Checked online banking – no change there, but I always check
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD
· Read more of the new library book
· Have an early night
· Look for any jobs online
· Send off my re-jigged CV to agencies


Think that is about it, take care everyone

Candy xxxx

crawley_girl

Morning folks!

Well, the plumbers have arrived to fix the new boiler... and now probably a new rad for my bedroom - why are things never simple or cheap?! Grrrrrr!

Today I:

• am doing an extra hour in my 3rd job
• have checked online banking
• will be doing some printing at work using their ink and their paper
• will be using 'free' mins and texts
• will be doing food shop online for work and using my clubcard and extra points voucher

:heartpuls CG :heartpuls

starnac

morning all. day 2 of my week off. got loads done yesterday so felt pretty smug with myself. although don't think i'll achieve half as much today. DD was up most of the night crying and coughing so am forfeiting (sp?) a NSD to buy her some more cough medicine later.

today
[STRIKE]check banking - see if mortgage payment has come out[/STRIKE]
file away paperwork
[STRIKE]buy some more bits for christmas using quidco (as it won't be a NSD anyway)[/STRIKE]
[STRIKE]washing HC[/STRIKE]
[STRIKE]list items on ebay[/STRIKE]
[STRIKE]decide which debt is next to go now o/d are cleared[/STRIKE]

that's me for today i think. have a great tuesday everyone

starnac

crawley girl - sounds like you do the same job as me.

fay - from yesterday "make 2 balls for christmas pressies". i made 2 cloth balls for the new babies in the family. they are soft for them to play with and squidgy so they can hold them. hope that makes sense

PurpleFairy26

Hi All!!

Didn't get round to posting yesterday as had a REALLY long day at work.... working from home today, so should be a bit easier, but, must try not to get too distracted by these messge boards!

Today I have/will:

Checked banking
Checked quidco
Bought cotbed on line using voucher, not a NSD (by a long way!!) however lovely parents are chipping in so it won't be too bad at all and as it is the only large item we will have contributed to for the baby I can't complain as we have had many generous donations for the nursery and buggy etc...
Tea from stores
Complete expenses
Work hard so I can get lots done and hopefully the rest of the week will be easier!
No heating on whilst at home working

Have a great day everyone

lolly_896

Havent done anything as yet other than NOT have a cig!

[STRIKE]List some bits on ebay [/STRIKE]
[STRIKE]Make tea from meal plan again meatballs [/STRIKE]

Reviewing SOA
[STRIKE]Saving money on Cigs[/STRIKE]
Making Xmas Cards and Decorations with DS

Not too much for me

Pippilongstocking

Starnac I hope DD is better soon - poor wee lamb - enjoy your week off! And glow in the smuggness of yesterday - you deserve it you work hard - ps never did root out that chocporridge cake recipe! (whoops!)

Lolly - small steps! - Add to your list, posted on this thread, saved money on cigarettes - reviewing SOA and thinking hard about money!! Well done on listing things on ebay!