We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Goals for the month

Thought I'd start this to keep me motivated, as there are lots of things I need to do that I'm procrastinating about, but I won't get done in a week. So, 2 different types of goal - MSE goals & me (peace of mind etc) goals.

MSE
1. House insurance - phone back company we're with telling them how much cheapest quote elsewhere is (ahem, maybe minus £5;) ).
2. Do tax return on line (they owe ME money :j :j :j )

3. Linked to below, list shoes etc. on ebay.

4. Keep going with quidco, am on £44.19 at the mo, aiming for £50.

5. Check out amazon etc. to see if any of my books look like they'd sell. If so, list them!

6. Stick to budget for month (runs to 25th) - £150, £45.42 left, is actually doable if don't eat.... am expecting to go over but will be accounting for every p. Plan & stick to it!!!

7. Scour every paper, magazine & junk mailing for coupons (£5 worth accumulated in last 4 days, higher than usual, will aim for another £5) - then remember to use them at Tesco!

8. Shop at Tesco's for R & R, and stick to list.

9. Source cheapest new gas oven (Focus £299 to beat at the mo as I get 10% off) & get it fitted.

10. Running out of ideas.... suggestions anyone? Just remembered - open betfair or corals account, only if can get free bet as well as quidco, am not including quidco money in above.

Me
1. Sort out shoes, jewellery etc and post unwanted on ebay.

2. Exercise bike twice a day :eek:

3. No alcohol :eek: :eek: :eek: , stick to diet (linked to budget!!!!), lose 6lbs by 26th.

4. Decorate! Lots! (Paint etc already bought)

5. Do 'girlie' stuff (dye hair, wax etc.)

Will update [strike]if[/strike] when achived!:rotfl:
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
:) Mortgage Balance = £0 :)
"Do what others won't early in life so you can do what others can't later in life"

Comments

  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Oooh - now, this is a good 'un! I'm going to look forward to reading up on your progress! You go girl! :money: :money: :money: :money:
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OK quick update.......
    ali007 wrote:
    Thought I'd start this to keep me motivated, as there are lots of things I need to do that I'm procrastinating about, but I won't get done in a week. So, 2 different types of goal - MSE goals & me (peace of mind etc) goals.

    MSE
    1. House insurance - phone back company we're with telling them how much cheapest quote elsewhere is (ahem, maybe minus £5;) ).
    2. Do tax return on line (they owe ME money :j :j :j ) FINISHED!!!!! £880 COMING MY WAY!!!!!!!!!!!
    3. Linked to below, list shoes etc. on ebay.

    4. Keep going with quidco, am on £44.19 at the mo, aiming for £50. £45.09

    5. Check out amazon etc. to see if any of my books look like they'd sell. If so, list them!

    6. Stick to budget for month (runs to 25th) - £150, £45.42 left, is actually doable if don't eat.... am expecting to go over but will be accounting for every p. Plan & stick to it!!! £39.72 left (drinks in pub after exam:eek: )

    7. Scour every paper, magazine & junk mailing for coupons (£5 worth accumulated in last 4 days, higher than usual, will aim for another £5) - then remember to use them at Tesco! 50p from Evening Standard mag

    8. Shop at Tesco's for R & R, and stick to list.

    9. Source cheapest new gas oven (Focus £299 to beat at the mo as I get 10% off) & get it fitted. Looked today, none in Focus store, need to buy on line, don't think will get 10% off, need to source elsewhere

    10. Running out of ideas.... suggestions anyone? Just remembered - open betfair or corals account, only if can get free bet as well as quidco, am not including quidco money in above.

    Me
    1. Sort out shoes, jewellery etc and post unwanted on ebay.

    2. Exercise bike twice a day :eek: oops. this starts tonight - after exam. will def do after this....

    3. No alcohol :eek: :eek: :eek: , stick to diet (linked to budget!!!!), lose 6lbs by 26th. 2 glasses of rose....... think I meant to say none at home :rolleyes: -1lb!!!!!!:T

    4. Decorate! Lots! (Paint etc already bought)

    5. Do 'girlie' stuff (dye hair, wax etc.)

    Will update [strike]if[/strike] when achived!:rotfl:

    Not bad for 1 day.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Wow you have been busy - keep it up but make sure you look after you too...dont forget those girlie things! Doing really well on quidco! Must investigate that - one of my goals for the week! One thing I realised was that we all need to pace ourselves a bit...
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just edited No. 2 aim!!!!! :j :j :j

    VV happy - want to have glass of wine to celebrate, but see Me aim no. 3.......:mad:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    ali007 wrote:
    Thought I'd start this to keep me motivated, as there are lots of things I need to do that I'm procrastinating about, but I won't get done in a week. So, 2 different types of goal - MSE goals & me (peace of mind etc) goals.

    MSE
    1. House insurance - phone back company we're with telling them how much cheapest quote elsewhere is (ahem, maybe minus £5;) ).Not done yet, need to tackle urgently now.....
    2. Do tax return on line (they owe ME money :j :j :j ) Yes!!!!!!!! £880 comomh my way!!!!!!!

    3. Linked to below, list shoes etc. on ebay. Not yet. have deciced that any shoes I find which I'd forgotten about are going!

    4. Keep going with quidco, am on £44.19 at the mo, aiming for £50.Hmmm - £70.07 so v pleased. However, spent £300 with Boots on new cooker & that is not showing so a bit worried (no, I didn't know Boots sold cookers either!)

    5. Check out amazon etc. to see if any of my books look like they'd sell. If so, list them! Only going for small amount, am tracking some on ebay. But found some I really ant to read again 1st!

    6. Stick to budget for month (runs to 25th) - £150, £45.42 left, is actually doable if don't eat.... am expecting to go over but will be accounting for every p. Plan & stick to it!!! Had got amount wrong, still got £44.82 left after this weeks bits n bobs, v optomistic now, also have £5 Morrisons voucher.

    7. Scour every paper, magazine & junk mailing for coupons (£5 worth accumulated in last 4 days, higher than usual, will aim for another £5) - then remember to use them at Tesco! £1.30 so far.

    8. Shop at Tesco's for R & R, and stick to list. Think am going to put this on hold as is 8 miles away and as ony need a few things is not worth the diesel!

    9. Source cheapest new gas oven (Focus £299 to beat at the mo as I get 10% off) & get it fitted. See above, couldn't get from Focus, got from Boots £320, £11.96 in points, hopefully 6.5% cashback!

    10. Running out of ideas.... suggestions anyone? Just remembered - open betfair or corals account, only if can get free bet as well as quidco, am not including quidco money in above. Opened betfair account, £25 bet not shown up yet though!

    Me
    1. Sort out shoes, jewellery etc and post unwanted on ebay. Not yet.....

    2. Exercise bike twice a day :eek: Averaging once a day so will do a penance while watching INGERLAND INGERLAND this afternoon. :eek: 10 mins for every goal....... Here's hoping I'm faded away by end of match!:rolleyes:

    3. No alcohol :eek: :eek: :eek: , stick to diet (linked to budget!!!!), lose 6lbs by 26th. OK, apart from 2 glasses of wine after exam, normally would have got through 3 bottles at night (in total, not each night!!!!)

    4. Decorate! Lots! (Paint etc already bought) Starting after INGERLAND!!!

    5. Do 'girlie' stuff (dye hair, wax etc.) Dyed hair, no more grey!!!!!



    Will update [strike]if[/strike] when achived!:rotfl:


    All in all not bad for a few days. Need to kep focused!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    I have one goal this month, to hit the £3,000 paid off target. Hopefully beat it as I'm a bit worried that christmas will set my targets back a bit.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Warriorsith
    Warriorsith Posts: 441 Forumite
    Part of the Furniture 100 Posts Combo Breaker Uniform Washer
    I have one goal this month, to hit the £3,000 paid off target. Hopefully beat it as I'm a bit worried that christmas will set my targets back a bit.

    You wanna try get in front of your target so if you overspend at Christmas, it wont be affected. Hope that makes sense??

    I have several goals this month too, I have an extra payday so I've been juggling what to do with the money at first I was going to clear a debt off completely as it's only a small one but then I thought well no as I work hard all the time and see no real reward except seeing the figures reduced, but I like my material side and when I spend money I like to see in front of me what I've bought, is that clear to you lot? So I decided to set the money aside for me to treat myself I'm going to by some excercise stuff as am 30 in July and thought I should now push for a healthy activity to co-operate with my OH healthy eating programme we're now on. It's also my OH birthday a week after mine so I have to treat her to somethink nice. I should still have some money left over to reduce some minor debts, like CC or my Dell computor.
    "I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre

    'Proud To Be Dealing With My Debts' :DDFW Member No.495
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Latest update:confused: need to get a grip....

    Originally Posted by ali007
    Thought I'd start this to keep me motivated, as there are lots of things I need to do that I'm procrastinating about, but I won't get done in a week. So, 2 different types of goal - MSE goals & me (peace of mind etc) goals.

    MSE
    1. House insurance - phone back company we're with telling them how much cheapest quote elsewhere is (ahem, maybe minus £5;) ).Not done yet, need to tackle urgently now.....Need to do tomorrow, they keep phoning me though, so hopeful will get £10 off.
    2. Do tax return on line (they owe ME money :j :j :j ) Yes!!!!!!!! £880 comomh my way!!!!!!!Arrived!!!!!!!

    3. Linked to below, list shoes etc. on ebay. Not yet. have deciced that any shoes I find which I'd forgotten about are going! Oops - but in defence was away with work 4 days.

    4. Keep going with quidco, am on £44.19 at the mo, aiming for £50.Hmmm - £70.07 so v pleased. However, spent £300 with Boots on new cooker & that is not showing so a bit worried (no, I didn't know Boots sold cookers either!)Boots still not tracked but can't do anything for 10 days.

    5. Check out amazon etc. to see if any of my books look like they'd sell. If so, list them! Only going for small amount, am tracking some on ebay. But found some I really ant to read again 1st! DK what to do - think will keep till I have enough stuff for car boot as not selling on ebay either.

    6. Stick to budget for month (runs to 25th) - £150, £45.42 left, is actually doable if don't eat.... am expecting to go over but will be accounting for every p. Plan & stick to it!!! Had got amount wrong, still got £44.82 left after this weeks bits n bobs, v optomistic now, also have £5 Morrisons voucher. :confused:went over, but did get r & r chicken from Tescos as well as lots of bogofs.

    7. Scour every paper, magazine & junk mailing for coupons (£5 worth accumulated in last 4 days, higher than usual, will aim for another £5) - then remember to use them at Tesco! £1.30 so far. £10.50 off shopping with vouchers!!!

    8. Shop at Tesco's for R & R, and stick to list. Think am going to put this on hold as is 8 miles away and as ony need a few things is not worth the diesel! So went, and overspent......

    9. Source cheapest new gas oven (Focus £299 to beat at the mo as I get 10% off) & get it fitted. See above, couldn't get from Focus, got from Boots £320, £11.96 in points, hopefully 6.5% cashback! Coming next week!

    10. Running out of ideas.... suggestions anyone? Just remembered - open betfair or corals account, only if can get free bet as well as quidco, am not including quidco money in above. Opened betfair account, £25 bet not shown up yet though! Still not, will wait a few days the query.

    Me
    1. Sort out shoes, jewellery etc and post unwanted on ebay. Not yet.....Not yet....

    2. Exercise bike twice a day :eek: Averaging once a day so will do a penance while watching INGERLAND INGERLAND this afternoon. :eek: 10 mins for every goal....... Here's hoping I'm faded away by end of match!:rolleyes: Not my fault they only scored once...... did 20 mins today though during T & T match.

    3. No alcohol :eek: :eek: :eek: , stick to diet (linked to budget!!!!), lose 6lbs by 26th. OK, apart from 2 glasses of wine after exam, normally would have got through 3 bottles at night (in total, not each night!!!!) Have drunk alcohol out of house but not in. Don't need to weigh myself to know haven't lost 6lbs........:rolleyes:

    4. Decorate! Lots! (Paint etc already bought) Starting after INGERLAND!!! 1 bed walls 2 coats, ceiling x 3, other ceilings 2 x 1, other walls 2 x 1, coving x 1. Part of hall ceiling x 1.

    5. Do 'girlie' stuff (dye hair, wax etc.) Dyed hair, no more grey!!!!! Waxed everywhere:eek:



    Will update if when achived!:rotfl:



    All in all not bad for a few days. Need to kep focused!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.