Newbies' 10K in 2010 Challenge!! :)

oreo7504

I've got a big update today, but this will probably be the only big payment. As my last car payment has gone out. :j:j:j:T:T:T:beer::beer::beer: plus some other bills. I've had the money for a few weeks but didn't want to add it until the bill had been paid. So my total for today is £4851:eek: & I'm now offically poor until payday again. Think I'm going to do the night shift that is going tonight for extra money.

lauhen

I have made my first payment of February to barclaycard for £149.01, so I am off to update sig.

peetzil39

Hi everyone,
I've no totals to update yet, but just had an interesting 'chat' with Halifax when I called to close my cc account. They offered me a great deal (after some haggling of course) 4.94% for life of balance and upped my limit, which means I will be able to transfer here when my other 0% ends. I know its not as good as always keeping on 0%, but the credit card shuffle stresses me out, and you are always taking the transfer fees into account. I estimate that it will take us about 3 years to clear off at that :eek: Have to sympathise with Amatheya81 am feeling that I will never have 'a life' again My OH and I both hit the big 40 this year not sure how we will celebrate that on our new budget, the 'fun & frolics' colum is blank :(:(:(

Amatheya81

Blimey Orio it's only Feb and you've nearly paid off half the £10k!!! That's improssive.

Maybe you need to treat yourself Peetzil. 3 years is an awful long time to go without some fun. I've got 3 years (atleast) before I'm debt free as well.

I've just set myself a goal that once I have no debt I can treat myself by buying a 3D TV, they should be more main stream by then (they may have even figured out how to get rid of the glasses, they recon that will happen within 10 years)... I am aware that I'm absolutely hopless though, I still haven't finished paing off my last TV!!! D'oh

shadydaz

Got a terrible headache this morning Cleared up a bit now. Gone back into my O/D so figures will be skewed untill end of month. Will update tonight when peaceful (apris mon petit pois betimes)

lauhen

I'm all booked up for wkend shifts for feb and most of march, so it's nice that I have some guaranteed money coming in for the debt.

willsmum_2

Can completely sympathise with those who are feeling miserable about their debts. I get that way too sometimes. I am desperately trying to clear everything before I hit the big 30 in June 2012.

To be honest, the only thing that really works for me when I am feeling down about my money is sleeping. (And it's free!) I find I wake up in a better mood and a clearer frame of mind.

As well as feeling miserable I am also going through the "being angry at myself stage". I can't believe I was as stupid as I was when I got into this mess. I swear this is the biggest emotional rollercoaster I have ever been on :rotfl: !!

Well done to everyone, just think where we will all be this time next year!

WM x x

WannaBeDebtFree_3

£211.07 loan payment today, so my month has started!

I have decided to include my mortgage in my totals below. It is currently interest only so did not include it, however as I am (hopefully) transferring my card debt to 0% I have worked out via snowball that I will be better off in the long run paying extra off the mortgage instead of the cards.

Also my mortgage rate is very good at the mo, so I may as well do it now and pay off as much as I can before they put the interest rate up.

Congrats on all the totals so far this month!:grouphug:

WannaBeDebtFree_3

Ooohhh I got a star!

shadydaz

WannaBeDebtFree wrote: »

Ooohhh I got a star!

Well Done!!:beer: