How to tell when you've cleared a credit card...

Mrs_Sparkle

...the CC company bombard you with loan marketing! Having transferred my Mint card balance to the latest in my string of 0% CCs I'm getting so much marketing info from them. Today I came home to a £25K consolidation loan offer. Makes me so cross when there are vulnerable people out there. Fortunately I'm now a DFW and put it straight into the recycling bin

LookingAhead

Good one! :T

On a similar note, I switched from British Gas recently and I keep getting stuff / phone calls from them offering all sorts of services.

Today they called to almost congratulate me (script!) on the fact that I could take out extra appliance insurance with them for just £3.69 per week.

I said "At the moment we are looking to cut all costs in the house not take on new ones so I'm going to have to say no I'm afraid...."

Poor girl, I put the phone down and wondered if she was a DFW and if she would understand where I was coming from with that!

all_hours

Mrs_Sparkle wrote:

...the CC company bombard you with loan marketing! Having transferred my Mint card balance to the latest in my string of 0% CCs I'm getting so much marketing info from them. Today I came home to a £25K consolidation loan offer. Makes me so cross when there are vulnerable people out there. Fortunately I'm now a DFW and put it straight into the recycling bin

I wish I'd found this site earlier and hadn't taken the path of consolidation.

Mrs_Sparkle

all_hours wrote:

I wish I'd found this site earlier and hadn't taken the path of consolidation.

Me too- that's exactly what got me into this mess in the first place. I promised myself last time would be the final loan and I'd never get another CC or overdraft... less than 6 months later I'm in the same situation again, only this time worse cos I've got the loan too :eek:

In_Search_Of_Me

At least we got it now though and are doing all we can to stop the spiral becoming any more unmanageable! The worst are the TV adverts that bombard you...can be quite depressing, esp in teh early days & not to mention tempting when you're panicking...makes me fume!!!

Mrs_Sparkle

fishface-69 wrote:

At least we got it now though and are doing all we can to stop the spiral becoming any more unmanageable! The worst are the TV adverts that bombard you...can be quite depressing, esp in teh early days & not to mention tempting when you're panicking...makes me fume!!!

I agree! I'm glad I found this place- I finally feel so much better about my situation. The telly adverts drive me nuts too!