Monday 16th November - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning....here we are at Monday again:o
Another wet and windy one here, it's really not an incentive to get out of bed is it?!!
Quiet weekend for me - bit of shopping yesterday with the girls, while it was sunny....and a sneaky KFC for lunch;)

Yorkshier Belle - so sorry to hear about your Mum (((((hugs)))))....welcome back here:p

Big hugs to anyone else who needs one:p

Ok, better write a list for the day:

• check banking
• daily scratchies
• free bingo tonight
• packed lunches to work
• free cuppas at work
• dinner from plan tonight - ooooh roast chicken!!
• heating on as little as poss

Ok....must get my face on!
Have a lovely day all:D

pink_numbers

*rolls out of bed*

Morning Troop! Goodness, that was a struggle to get up at half 6 today.

list for today:
Make pack lunch for OH - Done
Figure out how I'm going to balance accounts for next year
Flylady
Use up stuff in the freezer for dinner
Finish making a scarf for a friend's birthday
Check bank accounts
Think through points of difficulty on my compact challenge next year
Don't turn the telly on except for maybe watching Dr Phil at 2pm
Skipping food shopping until wednesday to stretch out the food we have already.

Katy83

Morning all!

It's a cold dark winters morning here today, did not want to get out of bed when the alarm went off!

List for today

• Check banking
• Update spending spreadsheet and move money about
• Breakfast and lunch from stores
• Dinner from plan (prawn red thai curry)
• Charge phone at work
• Work hard today
• Free tea and fruit from work
• Go for a swim tonight (after I've been to evil dentist)

Hope everyone has a good Monday - waves and hugs to all those that need them.:hello: xx

~Yorkshire_Belle~

Thanks Millie
Hello to all, horrible weather here and busy day ahead.
Have checked bank and done spreadsheets but not much else yet!
Belle

Pippilongstocking

Hello all

Today checked banks
PAD to Gargamel (First credit evil credit card)
Working from home DS is sick still
Work hard! Not got anything done all weekend
Post to do
MIght pop into work later on
Got pilates tonight - might ask brother to come in
Tea from stores
Feed chickens
Make stock from chicken carcass

NOt sure what else today - nice to see some familiar faces back

Hugs to all - xx

Candy0107

Morning All

Thanks for starting the thread today Millie

Nice to see Yorkshire belle back on here – Hugs for your loss
Fay – many congrats on paying off Edna (you paid it off so quickly)

Sorry I didn’t get a chance to post over the weekend – my PC was out of action (hubby was installing Windows 7 and it took for ever) then I was clearing out my Nan’s house yesterday (and will be doing the same today)

As I am not at work, I had the chance of a lay in this morning – woke up at 8:30 (yay)

Today I have/will:
· Checked online banking – no change there
· Done daily scratch – 10p
· Meals from storecupboards
· Have an NSD
· Read up on the weekend’s forum
· I need to fill in my WW food diary (or the spreadsheet that I have)
· Finish off clearing my Nan’s house – she has moved into a care home and we need to clear her home so we can hand it back to the housing association
· Put a jumper on as there has been no heating in Nan’s for about 6 weeks and it is freezing
· Need to make a list of things to cancel – BT, Electric, Gas, Home Insurance etc and write the letters
· Need to renew my library books (and pay the small fine for being 1 day overdue) – done online so I need to pay the fine when I get into town (30p)
· Keep my mobile on ‘loud’ just in case agencies phone

Think that is about it…..have a great day everyone

Candy xxxx

starnac

morning all. hope you are all having a good monday so far. well done on killing edna fay. you have done so well.

i've got a week off this week and had decided to attempt to toilet train DD who's just turned 2. she was all up for doing wee wee on toilet like big girls and had a practice run when she asked to sit on the toilet. (she's fightened of the potty for some reason but loves the toilet!) but when i had a chat with her this morning about what we were going to do she said no and asked for a nappy on. on the up side she did come and tell me "ser ser need wee wee" (she calls herself ser ser cos she can't pronounce seren which is her name) and sat on the toilet but then asked for her nappy straight back on! so not sure what will happen about that today.

anyway enough rambling

today
[STRIKE]check banking[/STRIKE]
make cakes i didn't make yesterday
sew sister's quilt
make 2 balls for christmas pressies
[STRIKE]check emails[/STRIKE]
[STRIKE]update money spreadsheet[/STRIKE]
tea from stores
put ironing away

happy monday to everyone who checks in

crawley_girl

Morning people

Today I:

• am charging my work phone... at work!
• making a tiny extra payment to cc
• will check online banking
• am working an extra hour in 3rd job this evening inbetween work and college
• am driving to off-site location for work and will remember to record mileage and claim for it!

:heartpuls CG :heartpuls

starnac

wow crawley girl a 3rd job?? how do you have time for anything??

Lurleene

Hi everyone - quick one from me before I go and attack the bombsite that is my house. Today I:

1) Did 4 hours at work
2) Meals from stores
3) Low-ish Spend Day. Milk, paper and I bagged Star Trek to rent from the corner shop. £2.75 from there - far cheaper than Blockbuster!
4) Online survey
5) Checked banking. I thought I was doing ok this month, but I must have forgotten something because now things are looking tight again. Oh well, at least I know.
6) Received £3 LVs and a £10 Amazon voucher from survey sites. Will put them towards Christmas.
7) SCs.

See you later, L x

Pippilongstocking

Lurleene - hope little T is better today!

Starnac - 'make two balls for xmas presents'????? whassat?

Hugs everyone - went to collect a parcel at the PO - but it was for my lodger (rats!) and been phoned by my CC company today regarding unusual activity on my account (I bought a takeaway on Saturday night!! oh yeah and a pressie for DD) lol