Chops Chipping the credit card debt!!

chops22

I am absolutely shattered, but have ejoyed getting my house back to normal! wE (HMM MORE HE!) have been decorating for the last few weeks, and it all got a bit slack on the cleaning front.

Weigh day tomorrow, have eaten loads, had a massive HM Chicken Kebab tonignt, it was lovely!! But stayed within my syns...so fingers crossed!!

Just claimed £17 on bingo, so that will be hitting the account shortly. Also sorted my budget, so looking forward to payday.

chops22

Another busy day, I am pleased to declare that my ironing basket and also laundrey basket are all empty!!! All wardrobes full to burstings!! Feel smug and happy....but also wondering how long I can keep it up!

Of to WI , lovely Mr Chops has strict instructions on getting my dinner in the oven ready for when I get back.

chops22

Lost 3 1/2 pounds last night...and I feel good.

Been a busy day at work, I have been fit for nothing this evening, so just came hope and bathed the kids (my gorgeous mummy fed them!).

I have loaded the washer, and then lolled in a lovely hot bath. Luckily I have a freezer full of home made low syn delights, so pinged a quorn chilli.

Off to dry my hair now and bed for me.

chops22

Ahh I am just struggling to keep this upto date. I am on the slimming site more!

Well I have rejigged my budget and have been taking £130 a week out the bank to live on, and when its gone its gone. Shopping is woking out at £90 one week, then £30 the following weeks...so keeping it arround £200 a month.

So we have been having about £70a week for family stuff, this includes window cleaner, harcuts and clubs. But to be honest I have been banking £30 to £40 a week of this money on the weeks my hubby is working. So I do feel this is working.

Lost a stone so far, so realy trying to get two more stone of for my holidays.

chops22

Life has been so hectic, I have been having a great time, but the debt busting has been sliding!!

So I have dug out the old spending book...and am going to be hitting the car boots hard!!!

I need to make an extra £50 minimum a month...so its all go!!
We have had major car problems this month, and think we need to up the debt busting to another notch so we have a bit more breathing space!!

chops22

Had a very low spend weekend, mainly due to the lovely glorious sunshine...took the boys out for a picnic on sunday and only spent £2.80 on icecreams and had a lovely time.

We are away at the weekend, so I have almost packed the clothes for the kids, so just need to finish packing my bits and then get the food in.

Then need to look at doing a car boot for the following weekend...............even tho I hate them I will like the extra dosh!

chops22

Both the kids are in bed, so I am off to do 20 mins on the running machine, and then ten on the kids trampoline...love it!!

Then will quickly do packups, sweep and mop the floors then bath and bed with my book!!

chops22

The car cost a bomb..........and its still not right, so going back in. Hopefully they can sort it , so we can flog it because I know detest the thing!! On the down side, we will have to find a way to pay for the new car...ughhhhhhhhh its just one thing after another.

Have rejigged the budgets and they are looking good tho...would look even better if the car was not in need of so much TLC, but hey hoe that's life.

New uniforms next week for the boys, so need to have a cheap week. I am loving withdrawing cash out the bank each week...loving banking the surplus even more!!

Not long till holidays, so strict meal planning and upping the fitness to excruciating levels!

So this week - Shopping £59
leaves - £71

macgirl

Hey Chops, long time no see!

Budgets, cars, school uniforms.... I feel your pain. I'm currenty withdrawing my monthly allowance on payday, then dividing it between 4 or 5 envelopes for each week. So far it is really working as I can only spend what I have, so I've become a total penny pincher - AT LAST!

take care x

chops22

Hi Macgirl lovely to see you, I need t get caught up, life getting in the way of MSE time!!
I might copy that envelope idea too!! Its a good plan, and payday today, so the right time to try!