Breaking up with partner - need advice

wayno83

Hi All,

Me and my Girlfriend have bought a property together and have two young children, unfortunately its not worked out how we wanted between us and at the moment ive had to move back to my parents.

we both need to move on and unfortunately we cant seem to see eye to eye and needed some advice on where we stand

We have a mortgage for around 109k and the property is worth around 145k we bought it for 125k over 3 years ago but it did need some work doing which is why its worth what its worth

Initially my partner threw around 12.5k in for the deposit however I have solely being paying all the bills and mortage and have paid for the work in the house to get it up to a better standard than we bought it in.

also we had an extension put on the house which her parents lent 6k, which we was going to pay them back when we remortaged but we have since decided to split.

Im happy to pay her parents back the 6k but my other half feels because she paid more towards the deposit she should be entitled to more of the sale than myself

we arent married, and im still paying all the bills, on the mortgage there is nothing about who put what in for the deposit so i can only assume it must go 50.50?

can anybody shed any light on something like this?

poppy10_2

If you aren't tenants-in-common then it would be 50:50, she did not protect the extra money she put in as a deposit.

wayno83

nothing has been protected when we signed the mortgage

Gorgeous_George

I think you should work at your relationship and try to make it work for the sake of the kids.

Otherwise, if one of you wants to keep the house, make an offer.

If neither want it, sell up. Selling will realise £36K if you are lucky - or £32K as EAs and solicitors like to call it. If your GF and her family have put in £18.5K that would £13.5K to share. Take £6K each and put £750 in each of the kids' accounts.

GG