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Gift Letter -Mortgage - Credit Cards

Mortgage company agreed mortgage provided I reduce credit cards - which I thought was ok because friend gave me a gift of a considerable amount of money (6) to clear. Now they are querying that its not a family member - you would have to know my family to know why I am laughing right now.

Has anyone else had similar with A.N. and what was the outcome.

Should I just pretend she bought a Van Gough from me :)

Comments

  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    Part of the Furniture
    edited 13 November 2009 at 9:22AM
    The lender wants to know why someone who is not a family member has decided to gift you a considerable sum, rather than lend it to you expecting repayment. The mortgage lender does not employ mind-readers, so has no idea why you would find this a laughing matter.
    "You were only supposed to blow the bl**dy doors off!!"
  • She really is a firend - she was going to give my daughters money when they went to uni but realised that the money was more important to be given to me now.
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