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mortgage advicer

we recently decieded to remortgage so we had a adviser who then decided which mortgage or we wanted so we then sighned some papers but we were not aware that there was 650 charge for solicters that we will have to pay we were told that it would only be a 200 charge for swapping fee also he did not tell us that there will be a 1400 fee that they will take , so my qeustion is can we ring and tell them to stuff it we have not sighned any morgage offer only there papers , is there some sort off cooling off period

Comments

  • dunstonh
    dunstonh Posts: 120,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    so my qeustion is can we ring and tell them to stuff it

    Depends on what you have agreed and the terms of the deal.
    we have not sighned any morgage offer only there papers

    Is there any non refundable fees quoted?

    What were the charges listed in they key features illustration?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • thanks for reply
    refund off fees
    our fees are only payable once a mortgage is issued
    note we have not payed anything and are only one week from the meeting our only problem is the fact that the solicters fees are 650 as the adviser did not tell us about this at the time
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