ipa in scotland

scottishsodapop

Hi guys quick question was told i was getting ipa fot £200 pounds disagreed due to a mistake on ip of £100 and also a differance of £55 on council tax
now new one 2 day £194 !!!! phoned and been told this has been taken as a family (wife went bankrupt as well ....but doesnt work)
now ive asked for a break down and been told dont need to give u one and if you dont agree will take it to sherrif and it will be taken from salery direct is this true !!

now just for quickness
salery £1200
tax credits family allowance etc roughly £510
2 adults 2 kids
does this seem about right

ALLYFIN

Hi mate

First, before I can answer, what do you mean by 'ipa?

You aren't clear in your post exactly what advice you want

peachyprice

An IPA is a percentage of your surplus income you pay towards your creditors in bankruptcy.

Sorry sodapop, I'm not sure if it works the same in Scotland, hopefully someone there will be able to help soo, although it doesn't seem right as an IPA is an 'agreement'.

debtinfo

Hi, i to do not really know the scottish system, but they must be subject to the data protection act and so you should be able to see any material on your file

scottishsodapop

thanx guys ive sent a nice letter asking if they can put it in writing showing how they arrived at this amount cause trust me £194 is a lot when we have knocked most things right down just hope washing machine car etc dont decide to pack in