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Newbie - Help me out

For example

say you had a mortgage on a house/flat and it was still outstanding and you were wanting to sell the house?

Does it work like this.....

Money gets paid to lawyer who pays the remaining mortgage off then the rest profit goes to yourself?

Sorry but i am not sure how it works etc

Comments

  • hobo28
    hobo28 Posts: 1,601 Forumite
    Yep, thats pretty much it. The solicitor will pay off the mortgage company/bank and your estate agent fees (if applicable).
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    also another question

    Mortgage taken out 5 years ago at 45k and paying around £240 a month and works out to be paid back around £14200 at 4%

    Would mean total repayment over 25yrs would be £71k

    If i was to sell today how much would i have to repay for the mortgage?
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