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All paid off yipeeeeeeeeee

hello everyone i posted earlier last week, so say that i was paying of my last payment today on my crecit card,( balance was £8000 this time last year) well i have DONE IT , the whole balance is done now, and i am so pleased, a year of hard work has paid off.

Such a good feeling, dont have to dread the statment coming in each month now.

Carry on those in the same situation, you can do it, its hard work, and havent treated myself all year but is so worth it, nice knowing wont be in debt this xmas.

Now i will start saving

thanks for reading

spurs xx
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Comments

  • Hi Spurs24

    CONGRATULATIONS!!!! I bet that is a massive weight off your shoulders, especially just before Christmas. Well done. Is there anything in particular you did that helped you along the way, like a second job, cash back sites etc, or just pure hard saving, that we can all take inspiration from?
  • spurs24
    spurs24 Posts: 64 Forumite
    hi

    thanks for the reply, no just good old saving, and i also cut back loads, we also just lived of hubbys wages, so all of mine was put away, will be great that november payday, i wont have to pay anything off.

    I was prbs too strict, to be honest, i havent treated myself all year, cut back at tescos, changed gas and electric provider and got rid of contract phone. but such a good feeling will never get in debt again.


    good luck to all
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    edited 10 November 2009 at 1:56PM
    Yay!! Another debt bites the dust!

    ETA - I posted before I was finished!

    A huge congratulations to you...go and add yourself to the roll of honour!

    I aim to have my cc gone by May/June 2010!

    I know what you mean by being strict, I've barely bought a thing since I logged on here but you'll be able to get yourself something nice for xmas! xxx
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Fantastic! Well done you!:beer:What an inspiration:D
    STARTED WITH £11,153 TOTAL DEBT
    NOW HAVE £7389.81:beer:

    DEALING WITH MY DEBT!
  • mummum2
    mummum2 Posts: 617 Forumite
    Part of the Furniture Combo Breaker
    What a massive boost for Christmas. Well done and great achievement:T:T:T:j:j:j:beer::beer::beer:

    MM2
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
  • Rikki
    Rikki Posts: 21,625 Forumite
    Well done. :T
    £2 Coins Savings Club 2012 is £4 :).............................NCFC member No: 00005.........

    ......................................................................TCNC member No: 00008
    NPFM 21
  • knithappens
    knithappens Posts: 1,850 Forumite
    yayyy, congrats, a great motivation to keep going.
  • churchrat
    churchrat Posts: 1,015 Forumite
    :j:j:j:beer::beer::j:j:j
    LBM-2003ish
    Owed £61k and £60ish mortgage
    2010 owe £00.00 and £20K mortgage:D
    2011 £9000 mortgage
  • shadydaz
    shadydaz Posts: 377 Forumite
    Part of the Furniture Combo Breaker
    Fantastic for you, well done. Have an EXCELLENT DEBT FREE XMAS!!!!!!!!!!
    Was in debt £23k- Not now (12/07-12/10):T
    Did smoke- Not any more (26-02-11):j
    I am not perfect but everyone loves a trier don't they??:A
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Well done spurs:T:T:T:j:j:j:j:T:T:T:D:D:D

    £8000 in a year is some going:T:T:T:T:T:T:T

    Post on here
    Debt Free Roll of Honour.
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
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