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Feeling Good Today!!

Just thought I would share my mini success with you all. I have just totalled up my outstanding debt figure for this month and have managed to pay off £594 off my debt in a month and now owe £6889.23:j
I've still got a way to go but have made such fantastic progress in the last two months since discovering MSE. I've made lots of savings on interest by credit card shuffling, changing utility suppliers and saving 20p's and £2 coins. I have also successfully claimed £460 in unfair bank charges back too.:T
I have increased the amount of money I make on Ebay by selling items for friends for commission and have started selling on Amazon too. I have also made about £140 on Quidco alone.
Overall feeling very positive and happy:rotfl:
My mantra is "Never pay full price!" ;)
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Comments

  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    well done!! keep it up and you'll be debt-free in no time!!:T
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • beanielou
    beanielou Posts: 97,081 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great start.
    You are doing so well
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Zabl
    Zabl Posts: 232 Forumite
    Well done :j

    You are doing so well and making all the right positive steps! Keep up the good work :D
    Lightbulb Moment April 2006.
    Pay off All Debts by 31.12.2014.
    CC1: £5594, CC2: £164, OD1: £200,
    Total:£5958
  • beanielou
    beanielou Posts: 97,081 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Love that graphic zabl!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well done miss_angie. Keep up the great work and enthusiasm! :j
  • :j well done, keep it up and you will soon be debt free :j
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    brilliant news, keep it up!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Good work! :beer:
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • nomoredebts
    nomoredebts Posts: 26 Forumite
    :dance: Yaaay!!! You go miss_angie!

    :j
    I'm right behind you !!
  • I just thought I would share my result for today!! I went to pick my daughter up from nursery this afternoon and was told very apologetically that I have been overpaying since Feb this year as her fees went down when she turned 2 and that the nursery owe me £573!!!! I'm well chuffed as I now have additional cash to snowball onto my debts for the next 5 weeks (and treat myself to a coat for winter!!). On top of that this time next Friday my Lloyds Platinum will be paid off in full and then I will be down to my two remaining credit cards with a total debt of approx £4.5k left. YAY!!! I can't wait to be debt free and I can finally see that the end is in sight and very achievable. Thanks to MSE and all of the great advice and tips I get on a daily basis, I wouldn't have reached this point without everyone's great contributions.
    My mantra is "Never pay full price!" ;)
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