30 grand in DEBT

TheDebtCollector

21 very young age to be in so much debt?
What happened?

In_Search_Of_Me

Just wanted to send a hug...unsure from your comments whether you have contacted CAB recently? If not try them again a/or payplan/cccs for advice too. Post your statement of affairs and people can then get a clear picture of where you can save. The first thing you need to do is not to use your credit cards and be open & honest with yourself (& us if you want to...people will try to help but we're also a nosy bunch!!) as to how you have got into this much debt & how you will address not doing it again! You're on the right track though & hopefully ahve stopped before it got TOO bad but impossible to tell until people know where you're at. Can you get extra work, sell stuff on ebay etc? Big hugs!

James240

i dont think bankruptcy is the way forward, you need to post up your Incomings and outgoings (SOA) and the wonderful peeps on here will be able to give u advice as to what u can do and how to cut the interest from piling up as well.

You need to have alook at the user SouthernScousers Debt diary and see how he is coping and managing to get his debt down as he has a very similar amount to and he is doing a fantastic job of paying it back the link is below:

http://forums.moneysavingexpert.com/showthread.html?t=169003

I agree with Kevicho in that if u go bankrupt will u learn anything from it and will u end up in this posistion ten years from now? not having a go at u at all mate but its a question u need to ask yourself.

Willsnarf1983

TheDebtCollector wrote:

21 very young age to be in so much debt?
What happened?

my guess is 32

Will

luckylukey

my guess is 32

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

breakdown2007

gambling i will do that soa thign or watever 2mura eveing xx

observer_2

How did you get so much credit?

nelly_2

2mura
do wat u <

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Can you post it in English too rather than texting please.

lynzpower

Dont be surprised gang, someone I know was in 35k by their 19th. Easiest time to get it it seems as you havent got "any bAd credit history" irresponsible.

breakdown2007

gambling