Recently Received Personal Loan

loopy.magic

Best idea is to apply for another card, you will probably get accepted and then close down the card the bank asked you to

In the very, very unlikely event that they try to 'enforce' this you'll be covered. If it were me though I wouldn't bother. I think what they verbally asked you to do is plain ridiculous

mab_27

loopy.magic wrote: »

Best idea is to apply for another card, you will probably get accepted and then close down the card the bank asked you to

In the very, very unlikely event that they try to 'enforce' this you'll be covered. If it were me though I wouldn't bother. I think what they verbally asked you to do is plain ridiculous

I do agree with your comment. As they know I could just get another. In a way I feel they should prefer me to keepit as it has no offers on it. A new card would have temptation with 0% interest.

That cards no different to another card. They can't tell me I can't ever have another credit card for the 5 years of the loan.

2bh though it probably makes sense to try for another as it will be good interest plus I'd rather more of a reward card now.

Worst case I keep what I have andim sure Natwest say nothing.

Surely they couldn't say u didn't close the card and you've used it so we are taking the loan back, that would ruin my money n surely that wouldn't be responsible lending?