Spent to the Nil Tax Code Money

script

If you went B/R in May and you had a nil tax code in July.

But unfortunately and with the greatest of regret you errr “forgot” to save the money and it just got spent.

And now you get a letter from Moon Beever in October – asking for the money.

It's their first letter - they had never written before...

What will they do re the July – September payments?

peachyprice

They'll expect you to pay it back to them.

script

Yes, thats what I thought.

I'm guessing they will accept a "pay in stages" plan.

Is this likely to put a block on an early discharge?

pmg19680

Hi script,
I would imagine they would allow you to pay it in stages. I have to admit I have missed about 3 weeks worth (pay is weekly) that was when i used to pay it by postal order (I wont have a dd for this as too dangerous) It used to cost me £6 per week just for the postal order :eek: and altho it seems a lame excuse, sometimes I didnt have the time to get to the post office so i would end up leavin it sat in bank but you know how it goes, it just got eaten up at the morrisons till or on other necessities!
Then I started to pay it by online bank transfer and so no further £6's to pay but what I do now is continue to pay the £6 on top of the m/beever ipa so that it piles up to pay the arrears. I now have enough to pay 1 payment that was in arrears.
When I phoned m/beever to get onto the online payment thingy, they never mentioned anything and they always seem quite nice so I am hoping that by the time they notice I am in arrears it will be paid up to date.
I have read somewhere on here that it can get referred back to the OR/rtlu if the arrears continue so probably best to speak to m/beever or maybe email them.;)
I wouldn't worry you are only human and I think it is just ridiculous to expect a BR to have this money sat in the bank anyway.

script

Pmg,

Many, many thanks for that reply.

Glad that you got everything sorted out.

Don't think they'll be too much trouble with my "missing" payments - all I can do is apologize to Moon Beever and pay them back asap.

You are so right in what you said - it is so easy to use the money for everyday costs.

And you do it without ever meaning to spend the tax money.