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what else can i get reduced in price???

hi

ive managed to get :

ntl to pay my 14.50 phone bill for 3 months

credit cards moved to 0% and 3% apr (didnt have enough credit to put them all on 0% - but better than what i have been paying 19%!!!!!)

orange mobile - cant change tarrif for another 2 months but the nice bloke there took of 3 things that i was paying for that i didnt need i.e email and internet

i dont think that i can reduce/ change my sky+ until oct due to contract?

so my question is what else can i reduce....


gas and leccy on a prepayment meter (i no it can work out dearer but i dont manage money well!!!)

loan cant be changed as its on divorce proceeding.....

did the water meter questionaire and id be worse off.

no HP

cant think of anothing else....can you?
ive got the haggling bug!
cc.£4265.
loans!!!
stay focused!!!


Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    What about insurances? Pet, car, house, life? :confused:

    Internet at the cheapest you can get it? :confused:

    Erm...... :think: ...... minds gone blank now! :p
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    you could try haggling in Nettos over their value baked beans, but that might be pushing it.

    I think you can change sky packages, and I'm sure I've read on a post that if you tell them you're thinking of cancelling they offer you 3 months half price. Phone 'em and see what they say.
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    Check the discounts and freebies boards.

    I can't remember the last time a meal out wasn't 2for1.

    plus the tesco R&R thread for free groceries!
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Dr.Lou
    Dr.Lou Posts: 266 Forumite
    Bank accounts: choose one which gives good credit interest and interest free overdraft.

    Remortgage: get the best rate if you can

    Pigsback / Yougov etc for free vouchers and cash.
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    louley wrote:

    gas and leccy on a prepayment meter (i no it can work out dearer but i dont manage money well!!!)

    You could try moving over to these people http://www.ebico.co.uk/

    They charge the same no matter how you pay. So you can keep you prepayment meter.

    Have a look and see if they are cheaper than who you are using at the moment.

    If they are then swap over.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    louley wrote:

    i dont think that i can reduce/ change my sky+ until oct due to contract?


    Forgot to say.

    Give them a try say that you having money problems and you need to cut back and what is the min service you have with out breaking your contract.

    Then in october threaten to leave and get a freeview box.


    All the best.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • Rikki
    Rikki Posts: 21,625 Forumite

    Erm...... :think: ...... minds gone blank now! :p


    :rotfl: :rotfl: :rotfl: :rotfl:
    £2 Coins Savings Club 2012 is £4 :).............................NCFC member No: 00005.........

    ......................................................................TCNC member No: 00008
    NPFM 21
  • stopthespends
    stopthespends Posts: 257 Forumite
    thanks all

    ive called sky today and reduced my package to 2 mix and multi room and it comes in at £10 cheaper...i may have to do the cancel in sept ( thats when i had it apparently!)

    ive done a quote with tesco for car ins and that looks £10 a month cheaper too!

    gonna have a look at my house insurence today too

    thanks again
    cc.£4265.
    loans!!!
    stay focused!!!


  • domestic_goddess
    domestic_goddess Posts: 1,044 Forumite
    Try barclaycard for your house ins if they cant beat what they are paying they reduce your price and give you fifty quid.
    Are you going through quidco when you are looking at switching things by the way..... I just got fifty quid for changing my bank, £10 for changing my phone, £30 for changing my gas and electric and there are loads of ins offers on too. These are in addition to the offers the companies have on!!!!

    I earned around £150 by sitching to comapnies who will save me money anyway!!!
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