Tax credits - over payments

ShillyShally

I'm due for my second CCCS interview on Tuesday and hopefully will be able to set up a realistic debt management plan, up until now I've only been able to make £1 token payments.

The tax credit people are adamant that my payments for this year are £186 per month whereas last year they were £40. My circumstances haven't really changed that much and so their figure is wrong. I've tried arguing with them but it's like talking to a brick wall. I know that this time next year they are going to want most of their money back.

Does anyone know if I can exclude (although obviously I'll tell the CCCS about it) this £140 overpayment from my budget so that I can put it away ready to give back to the tax credit people next year?

I'm worried about it either way. If I use it to pay off my debts more quickly then I won't have it available to pay back the overpayment. If I put it away and don't use it for debt payments then I'm not paying off as much as I could.

Your advice would be very much appreciated.

Sea78

Hi,

I reckon CCCS will advise you on this one - perhaps they could liase with the tax credits people too? Maybe if they know you'll not be able to pay it back next year, they might sort it sharpish?! On the other hand, they are obsinate and don't listen!!

Hope you get it sorted - let us know what happens

Sea xx

dazzanator

hi go on to entitledto.com that will tell you how much tax credit you should be getting then phone tax credit up with the information if they still wont have it then ask for a letter to confirm that you didnt agree with there decision then you shouldnt have to pay it back as it will be there mistake dmp get reviwed every so often so a change in the amount you pay shouldnt be a problem hope this helps

Bambywamby

Some interesting info from Citizens Advice regarding tax credit over payments ~ http://www.citizensadvice.org.uk/press_060531