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Hurrah!
madmalteaser
Posts: 301 Forumite
Feeling quite proud of myself today so I thought I'd share with people who would understand...
First of all, I've paid all my bills apart from my rent this month and I'm still in the black, which is damn good for me! Even once I've paid the rent I'll be in the black although not by much. But it's much better than going over my overdraft limit every month like I have been!
Secondly, I got on the phone to all my credit cards and my Dotty P's card today and cancelled all the Payment Protection charges. I've made a saving of about £40 a month! Phew....
And finally, after a shock discovery that I have Green Flag recovery included in my bank account, I have cancelled my AA membership who were going to charge me £90 this month for another years membership.
Today is a good day!
First of all, I've paid all my bills apart from my rent this month and I'm still in the black, which is damn good for me! Even once I've paid the rent I'll be in the black although not by much. But it's much better than going over my overdraft limit every month like I have been!
Secondly, I got on the phone to all my credit cards and my Dotty P's card today and cancelled all the Payment Protection charges. I've made a saving of about £40 a month! Phew....
And finally, after a shock discovery that I have Green Flag recovery included in my bank account, I have cancelled my AA membership who were going to charge me £90 this month for another years membership.
Today is a good day!
PROUD TO HAVE DEALT WITH MY DEBTS
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Comments
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Good stuff madmalteaser! A very good day indeed.
The still being in the black thing (even if it is not by much) is SUCH a good feeling, I can empathise!
Keep it going.
xxBank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Well done MM!
Glad to see someone is doing well this month! :doh: 0 -
good going. it really is such a great feeling knowing that you're paid up and still have money that is yours sitting in the bank (no matter how little). i hope the euphoria continues!:TMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
Well done! That's brilliant
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Great madmalteaser(love the name!!)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Excellent stuff, well done you ((virtually pats madmalteaser on back!!))
I was out of my overdraft for all of 2hrs yesterday and boy did it feel good, can't wait for the day, when i'm out of it fully and all my money is my own!
Keep up the good work Lightbulb Moment April 2006.Pay off All Debts by 31.12.2014.CC1: £5594, CC2: £164, OD1: £200,Total:£59580 -
That's a great result!
It's great to have days like that.
I feel good..doo doo doo do do, I knew that I would now...(starts singing badly!) :rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Thumbs up! "Debt makes plans for you" - A quote from my friend Catherine. How true!0
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Nice one madmalteser!!
So this greenflag- can you claim it back
:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Congrats madmalteser:T
Long may it continue.:DCross Stitch Cafe member No. 32012 170-194 2013 195-207.Hello Kitty ballerina 208.AVA 209.OLIVIA 210.ELLA 211.CARLA 212.LOUISE 213.CHARLEY 214.Mother & Child 215.Stop Faffing Completed 2014 216.Stitchers Sampler. 217.Let Them Be Small 218.Keep Calm 219. Ups and downs 220. Annniversary piece 221. 2x Teachers gifts 222. Peacock 223. Tooth Fairy 224. Beth Birth pic 225. Circe the Sorceress Cards x 240
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