SOA for Bankruptcy on Tuesday

choc2497

My husband and I are going bankrupt on Tuesday and I would really appreciate it if you brilliant people could look over our soa and see what you think!
A little confused in that the expenditure form on the bankruptcy form doesn't let you include things like hairdressers and school dinners etc. Do we just add these to the bottom of the sheet?
Thank you in advance....
Household Information
Number of adults in household........... 2
Number of children in household......... 3
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 2317
Partners monthly income after tax....... 1250
Benefits................................ 186 Family Allowance 41 child tax credit but this is due to drop to £20 in a couple of months.
Other income............................ 0
Total monthly income.................... 3793

Monthly Expense Details
Mortgage................................ 430
Secured/HP loan repayments.............. 916
Rent....................................
Management charge (leasehold property).. 0
Council tax............................. 104
Electricity............................. 130 including gas
Gas..................................... 0
Oil..................................... 0
Water rates............................. 33
Telephone (land line)................... 50 including broadband
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 800 We have a baby and are still buying nappies and milk
Clothing................................ 100
Petrol/diesel........................... 80
Road tax................................ 10
Car Insurance........................... 40
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 200 This is paid to grandparents who look after all my children while we work so we don’t pay high nursery fees.
Other child related expenses............ 80 School meals/after school clubs. Trips
Medical (prescriptions, dentist etc).... 10 pre-payment prescription certificate, 20. Contact lenses 10 dentist
Pet insurance/vet bills................. 0
Buildings insurance..................... 35 including contents
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 20
Emergency fund.......................... 0

Total monthly expenses.................. 3190
Surplus...............603

nervousmother

choc2497 wrote: »

My husband and I are going bankrupt on Tuesday and I would really appreciate it if you brilliant people could look over our soa and see what you think!
A little confused in that the expenditure form on the bankruptcy form doesn't let you include things like hairdressers and school dinners etc. Do we just add these to the bottom of the sheet?
Thank you in advance....
Household Information
Number of adults in household........... 2
Number of children in household......... 3
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 2317
Partners monthly income after tax....... 1250
Benefits................................ 186 Family Allowance 41 child tax credit but this is due to drop to £20 in a couple of months.
Other income............................ 0
Total monthly income.................... 3793

Monthly Expense Details
Mortgage................................ 430
Secured/HP loan repayments.............. 916
Rent....................................
Management charge (leasehold property).. 0
Council tax............................. 104
Electricity............................. 130 including gas
Gas..................................... 0
Oil..................................... 0
Water rates............................. 33
Telephone (land line)................... 50 including broadband
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 800 We have a baby and are still buying nappies and milk doubt they will allow this much £650
Clothing................................ 100 family of 5? £180
Petrol/diesel........................... 80
Road tax................................ 10
Car Insurance........................... 40
Car maintenance (including MOT)......... 30 £40 seems to be norm
Car parking............................. 0 would still put in a bit £10
Other travel............................ 0
Childcare/nursery....................... 200 This is paid to grandparents who look after all my children while we work so we don’t pay high nursery fees.
Other child related expenses............ 80 School meals/after school clubs. Trips
Medical (prescriptions, dentist etc).... 10 pre-payment prescription certificate, 20. Contact lenses 10 dentist
Pet insurance/vet bills................. 0
Buildings insurance..................... 35 including contents
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 30 £35
Entertainment........................... 0
Holiday................................. 20 £80
Emergency fund.......................... 0

Total monthly expenses.................. 3190
Surplus...............603

Hope that helps, you are allowed £5 per child per week for a activity, £60 a month, what ever school dinners are. After school clubs can only be claimed if they are used for childcare.

choc2497

Thanks for looking at this! really appreciate it! xxx

dojoman

NM`s changes look pretty reasonable to me, good luck for Tuesday.