Complaint against Mortgage advisor?

lingwood

Twopints wrote: »

I've heard of "thanks-wh0res" but never thanks-pimps before :rolleyes:

Exactly my point.

Get real people, its like tipping for the sake of tiping, it become pointless.

dunstonh

Twopints wrote: »

I've heard of "thanks-wh0res" but never thanks-pimps before :rolleyes:

I can assure you that Andy is not my pimp and I am not his B****.

More like the other way round

payless

Back to the original point-

I have have many times advised people against purchases / mtg application after discussing the property state and its likiehood of meeting lenders requirements on survey .. and I would have thought most FA would have considered this point ( but some of the valuation is opinion rather than fact) but whether the FA has a responsibility to do so in the depth that I go is another question.

Maybe see it like a car inspection- AA may offer advice on loan and do an inspection for you

B2L mortgages ( that are based on rental income) are generally not for refrubs .. pre 2007 you might have had more slack from a lender, but lenders look at reasons to decline not accept

other avenues may have been available

via an independent mortgage advisor we found via a search site.

maybe your route of finding an adviser was flawed? or perhaps like some people were looking a bit thro' rose tinted glasses at the property / rental market