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Nice Easy Remortgage....

Wonder if anyone can suggest a mortgage for the following situ:

72% LTV remortgage, 2 year fixed rate, totally fee-averse so requires free legals, val and no arrangement or booking fee. Ideally less than 5%. Credit fine. Thr crunch is that its needed to replace a deal which expries today so I need a lender who can turn the application around quickly. Any suggestions?
Number 86 - Stole a car from a one legged woman... I'm just trying to be a better person

Comments

  • Chell
    Chell Posts: 1,683 Forumite
    Part of the Furniture Combo Breaker
    Britannica has a 4.94% fixed rate but I was told it takes 8w to set up. The only fee is £99.
    Nevermind the dog, beware of the kids!
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    what are the figures/mortgage term/ type?

    Andy
  • £73500 on a 110k value, 22 years C&I. Its my sis & brother in laws mortgage - they had a Halifax 4.99% 2 year fix, no arr fee, free val and legals arranged through a broker who unfortunately I recommended. The case was never chased and they discovered today that halifax cancelled it weeks ago. Existing lender is Northern Rock who'e offered them a 4.99% two year deal with no arr fee but a £295 Mortgage review fee (obviously no val or legals to pay)
    Number 86 - Stole a car from a one legged woman... I'm just trying to be a better person
  • AndrewSmith
    AndrewSmith Posts: 2,871 Forumite
    If they would be prepared to look at a tracker the Woolwich have a 2 year fee free, no tie ins whatsoever rate of 4.69%, including free legals, valuation, no booking fee etc.

    They are not the fastest in the world though.

    If they are adamant about having a fixed rate then I would advise them to go with the Northern Rock offer.

    Andy
  • Appreciate that, thanks! They're dead set on a fixed rate. I only really know NR's product range so thought it best to check what else was available.
    Number 86 - Stole a car from a one legged woman... I'm just trying to be a better person
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