Sorry if its been asked before???

lightatendoftunnel?

Hi I am just trying to get use to all this (or should i say just started admitting all this). I was wondering about this cliaming back bank charges. I have paid massive amounts over last six years. I have tried reading consumer page but still not sure if i qualify and what are the risks? Sorry again if this has been asked numerous times!

southernscouser

For gods sake this has been asked loads of times before! :rolleyes:

Only kidding! It is pretty daunting to get your head around. Have you read the Q&A on the consumer action forum. I had to read them a few times to get my head around.

You can claim back any charges incurred for not having suffiecient funds when a direct debit is requested or taken and the fees you are charged for being overdrawn including interest. You cannot claim for any account service fees where you pay for example £10 a month to have "extras" with your account!

Hope this helps!

lightatendoftunnel?

Yes it has thanks. I will go and have my two hours of worried sleep and start the ball rolling tomorrow. Thanks again for your patience. :A