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Thanks to you all...
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tonysp
Posts: 16 Forumite
Firstly I am a complete lurker on these boards but now feel the need to write and say thanks to every one of you who post.
After just over a year I have wiped all my debt :j , nothing extreme like some of the posts but the total was almost £ 9500 on a variety of loans and credit cards.
I have read many pages here and used quite a lot of the tips and it has not been easy but with switching to 0% cards and being cheeky on the phone to companys such as T-mobile , the AA and my car insurance have really helped save a considerable amount every month, I found this really difficult at first.
The use of ebay whilst selling old items which i considered junk helped to raise almost £450.
My biggest thanks go to my girlfriend who has been very forgiving of me constantly saying I have only got £40 days after getting my monthly pay, (at one point she thought I was making debts up to avoid paying for household items) and for constantly paying for a lot of things by herself.
To all of you still struggling I know how difficult it is but it can be done.
Having finally gotten rid of my debts I have now promised to help saving up for our wedding next September.:A
Thanks to all who have unwittingly helped me.
After just over a year I have wiped all my debt :j , nothing extreme like some of the posts but the total was almost £ 9500 on a variety of loans and credit cards.
I have read many pages here and used quite a lot of the tips and it has not been easy but with switching to 0% cards and being cheeky on the phone to companys such as T-mobile , the AA and my car insurance have really helped save a considerable amount every month, I found this really difficult at first.
The use of ebay whilst selling old items which i considered junk helped to raise almost £450.
My biggest thanks go to my girlfriend who has been very forgiving of me constantly saying I have only got £40 days after getting my monthly pay, (at one point she thought I was making debts up to avoid paying for household items) and for constantly paying for a lot of things by herself.
To all of you still struggling I know how difficult it is but it can be done.
Having finally gotten rid of my debts I have now promised to help saving up for our wedding next September.:A
Thanks to all who have unwittingly helped me.
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Comments
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That's great :T
I would like to add my thanks to everyone too, when I'm having a crap day I head for this board and I'm soon sorted out lolBulletproof0 -
Well Done. :T£2 Coins Savings Club 2012 is £4
.............................NCFC member No: 00005.........
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NPFM 210 -
that's just great, well done:TMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
Thats really encouraging! Well done you...while there is lots of advice it only works when people apply it!!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Hi and Welcome :wave:
That's brilliant...well done! :T
What a fab partner you have and I'm sure you'll do really well saving for your wedding.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Hey, well done! Thanks fab!
I have found this board invaluable too. it's brilliant reading stories like yours - gives me hope.
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Nice work :jDFW Nerd 0350
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Great News, I love to hear of people who get sorted and more when your partner understands!
Good Luck!!!!!If you want to see a rainbow, you have to get used to the rain.0 -
Congrats! That is the best start to married life you could have - Good Luck with the wedding preparations (and try not to slip back into debt to pay for them!)0
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