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Yay! I'll be debt free before summer's out!
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Alfietinker
Posts: 562 Forumite

It's just dawned on me whilst making my monthly CC payment. Only 2 more to go and I'll be debt free!!! Approx £4.5k initially and now only £770 to go.
Boy do I feel good!
I've just made my first foray into the world of savings - joining the £2 club.
See everybody - it is possible
Thanks MSE!
Boy do I feel good!
I've just made my first foray into the world of savings - joining the £2 club.
See everybody - it is possible

Thanks MSE!
New year, no debt! Debt free date - 02/01/07 :j :j :j 

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Comments
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well done you!!:TMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
That's brilliant... It must feel great, I've a long way to go, how long did it take you? I bought a handbag from OXFAM today for a wedding in N Ireland my O/H and I are going to tomorrow. We're flying out tonight ( he paid for the flight, staying with his parents) so I won't spend alot really....
Well done!
lesley
xxDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
Well I've been struggling since I left home at 17 (I'm now 24) and at least 2k was left from that time. I'd draw out cash on the CC to pay bills, then get another card to pay off the first - that kind of thing. Nothing extravagent but basic living expenses - rent, car insurance, basic things I couldn't afford.
My hubby knew I had debts but I always told porkies on how much and so spent money as a smoke screen to him. I finally came clean in November last year and he has supported me through it all.
I don't earn bad money and have enough surplus each month to make large payments, my problem was the spending instead of debt payment. So I gave myself £100 a month as my 'spending' money and he helped me stick to that. The £100 was from an extra cleaning job I did, which I will be finishing this week. So I now get my weekends back too!
P.S. Enjoy your break LittleL. We all need something to keep us going.New year, no debt! Debt free date - 02/01/07 :j :j :j0 -
Sounds like you have a great hubby and very understanding. I also used to take money from my c/c, but absolutely NO MORE!!!
Sounds like your plan has paid off. I've been watching the pennies for about a week now ( I know it's not that long) and have noticed a difference already. It definitely works if you stick to a budget.
I'm kinda looking forward to the break. Think I'll treat myself and O/H to a wee G&T in the departure lounge.... can't be good all the time....
I'm also waiting to hear from the bank this (pm) they charged me £60 last week for a d/d that should'nt have been taken, I'm sure i'll get it re-imbursed, if not, I'll sue!!!! Just like that...
Enjoy your work free weekend
lesley
xDebt 28/12/06 £26,467
£20 grocery challenge per week
Savings £400
£2 coins - £8.00
DMP £357 pcm (CCCs) commenced 1/10/06
DFD :think: proud to be dealing with my debts0 -
Brill you'll have a debt free glow to carry you though the winter months. Enjoy it.Barclaycard 3800
Nothing to do but hibernate till spring
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Congratulations, thats good news!Saving for a deposit: £20,551 / £25,000 - 82% of the way there...0
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I am hoping all my credit card debt will be ggone in 2 months ( £490 to go) then I will only have my overdraft to tackle!
If my car hadn't had to have £170 paid on it today I might have been able to pay it all off next month.0 -
Great work there
58 days till i pay off my egg card so we'll both have something to celebrate0 -
Well done! And to Minty and Kevicho too! :T
It's really motivating to read and can almost feel your excitement!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Well done ALL ...it must be an amazing feeling to be that close!! So encouraging to know that it can be done! Keep em coming!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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