We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

After Early Discharge

Good Morning All,

I was discharged earlier this month :D and would just like to know what happens next?
I understand about cleaning up records but what i am unsure about is this....i sorted out the BI in the house and that's all finished but i never heard anything about car and life insurance policy. They allowed me in my soa for the hp payment on the car and the insurance which is a joint policy but i've never had any letters or anything saying what they wasgoing to do with them. When i had my interview all i remember them saying is that....the car should be ok, but would have to check. Any idea's anyone?

Thank you very much.

Comments

  • So_Sad_Angel
    So_Sad_Angel Posts: 7,363 Forumite
    Hi Tommy

    Well done on the ED....there is a sticky on credit report clean up process but leave it a few weeks before you do this.

    The IS website will show discharged too.

    Provided there is no IPA then it is unlikely that you will hear from the OR again.:D If there is an IPA in place then its just a case of advising if your income changes over the 3 year period.

    Hope that helps,

    Angiexx
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The OR wouldn't have been interested in the car anyway as it was on HP and is a secured loan. So don't worry about that.

    Check about your life insurance policy as if he had registered an interst then further down the line if you were to die then all the money would go to the OR.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.3K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.9K Spending & Discounts
  • 246.3K Work, Benefits & Business
  • 602.5K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.