Thurs 5th November - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning...brrrr, cold and windy here today, would rather be staying at home:rolleyes:

Just work and pick up DD2 from netball match at 4.30 today....nothing exciting for a change:rotfl:
Ok, let's crack on with my list:

• check banking and move TCs to spends account
• daily scratchies
• free bingo tonight
• packed lunches x3 to school
• free cuppas at school:p
• NSD hopefully
• meal from plan - jacket pots, chicken
• keep hpuse tidy
• attempt some uni work:mad:

*Waves frantically* to everyone....thanks for the good wishes messages yesterday re my surgery....just wish I'd hear about when its goin to be now:o

Have a lovely day - hugs to anyone who needs one and WELCOME to any new posters:D

DawnW

Morning Milly, and all who follow :j

I didn't get around to posting yesterday so thought I would this morning to keep my motivation levels up :rolleyes:

Today I have / will:

Received £7 of Boots vouchers from Pinecone research

HM meals, but might succumb to a snack at work as lunch looks dull

See to animals (in a minute)

OH making curry for supper so no cooking for me tonight :j:j I like cooking usually but have been a bit unmotivated on that front lately - though not nearly unmotivated enough to buy ready meals or takeaways

Read free paper on train to work

Well, must get on!

Have a nice day everyone :hello:

Katy83

Morning Milly, Dawn and everyone else who comes along later...

Have got my second interview this morning at 9am...:eek: I'm so nervous! Am trying to remind myself that thankfully I have a job which I quite like. It's just this is such a big opportunity!:eek:

Am meeting my sister for lunch and then getting my hair done later so not a very DFW day for me. Will walk into town though to save parking and petrol.


List for today

• Check banking
• Move some money around
• Breakfast from stores
• Dinner from plan (pasties & chips)
• Hokey Cokey
• Walk into town

That's it from me, happy fireworks night xx

pixiechick99

Good luck Katy:beer:

catmiaow

Morning all,

Long list for me today, I am happy as got my dance exam results and got 82% -Highly commended. :j

Today I will:

[STRIKE]Check online banking
Pay cheque in
Go to work and work hard
See to pets
Print some stuff off at work
Daily competitions
Take lunch to work(leftovers from yesterday)
Dinner from meal plan
Go out at lunch time to meet estate agent
Post a letter by recorded delivery before work
Try to remember to check my tyres
Do my exercise DVD
Pop to Tesco to get one thing[/STRIKE]

Hope everyone has a good day!

Candy0107

Morning Millie, thanks for starting the thread – congrats on the surgery
Katy83 – good luck for the interview

Hello to everyone who posts today

Today I have/will:
• Checked online banking – another DD has gone out, so I have updated my spreadsheet
• Have a NSD
• Enter comps online
• Meals from storecupboards
• Check out websites for jobs etc
• Update my spreadsheet with this week’s hours
• Work really hard at work
• Catch up on the weekend’s forum
• Get a new book from the library
• Update my 101 list with the book I have just finished reading

Think that is about it, take care everyone

Candy xxxx

Pippilongstocking

Morning
Today
Feed chickens
Checked banks
Moved money about
PAD to evil edna to get her back upto speed
HM curry made yesterday in slow cooker (looks good!)
Rice etc done for heating up tonight
Put all food away in fridge so it doesnt spoil
Teaching tonight prepare sheets
Try and phone BT
Pay phone bill
Order coal
Get money out for cleaner tomorrow

Sparkle

Ta for starting thread milly - anyone seen SM lately? Kinda miss her......hope all's OK

PurpleFairy26

Morning All!! Hope your interview is going well Katy... let us know later how you get on.

Feeling much less grumpy today than yesterday which is good . Today I will :

Check banking/ update spreadsheet as necessary
Had my expenses authorised yesterday, so I can know properly work out how much is left on CC as I know exact amount coming back next Tuesday.
Drive into town to get veg from market and hopefully get a couple of Christmas presents from a stall that's on there.
Rest of shopping from Mr T on way back (just done short shopping list)
Get my work done before I go out :rolleyes:
Still no heating on :D Nearly buckled last night, but as i was home alone, I just sat under a blanket and the cat joined me for 'free' purrable hot water bottle. :T

have a good day all

littlemisschocolate

Morning everyone :wave:

Good luck Katy with your interview. Nerves are a good thing so I've been told.

Sorry I didn't partake in the thread yesterday, I was in a training course and my head felt like it was going to explode.:D

Today, I'm going to do the following:

- Daily clicks and onepoll surveys.
- Store cupboard lunch and tea.
- NSD.
- Drink lots of free tea and coffee at work.
- Not put the heating on. Instead I will light some candles and put on a snuggle jumper and extra cosy socks - yellow stripey M&M ones!
- Check online banking.
- Crack on with my cross stitch. I really do need to finish it sooner rather than later as it's a Christmas present.
- Keep smiling and spread lots of up and coming festive cheer!
- Resist the temptation to eat the two tubes of heros that are sat on my desk, they are 2 for £7 in Asda - bargain!

Keep smiling and have a great day.

LMC xx

angelflower_2

ehllo all

quiet on here today!

I got given a 5p off fuel voucher by work mate
checked quidco and pigsback (nothing happening)
checked banking
filled up car using another 5p off voucher
tried to work very hard and done the horrible job I have been putting off for ever
used my starbucks card to treat myself to nice coffee and got free syrup


Thats about it!

Bagpuss741

Today I have/will


1. Checked online banking
2. Went to Tesco to get food etc as I'm going to London on Saturday to see John Barrowman in Les cage aux folles:j:j:j(Thanks nan:A)
3. Walked dog locally
4. Played free scratchcards
5. Store cupboard meals
6. Put money in new A&L account