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Question Re Being Discharged

Hello :D
Im due to be discharged soon and was wondering what am I expected to happen next?
I have read about something to do with clearing up my credit file and writing to my lenders but I have shredded all my paperwork as didnt want my current boyfriend finding out. What do I do now? Do I just let it go and wait the 5 or 6 years (not sure how long) for my credit file to clear?
Appreciate any replies.

Thanks

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    If you need the account details to write to the creditors then your OR should have them on file.

    Check your credit files and take the action in the link below if needed.

    Credit Reference File Clean Up Post Bankruptcy
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • markbass
    markbass Posts: 199 Forumite
    Firstly congratulations on your soon to be discharge kompess, i wish it was me with a pending discharge!;)

    Secondly what happens when i get discharged from BR? my ex partner now has the debt in her name because we had our loans in joint names...can i still go through the precedure of the credit clean up with my ex creditors? because she still has to pay it off....does that count as me satisfying my debt? :confused:
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