Help! I've been sent a cheque!

zzzLazyDaisy

doobiesis wrote: »

bumpoowee wrote: »

Think this is an accurate definition of Fraud:

"fraud is an intentional deception "


If she banks the cheque and spends it, that is INTENTIONAL if you ask me!

Even if OP attends the meeting with the police fraud department on Monday and they subsequently come back and say they've investigated and it is okay for her to bank the cheque?

RobertoMoir

Clearly not in that case, LazyDaisy, but I think we all know this is a scam just the same as it was a scam every other time its been discussed here and elsewhere, and I'm sure the police will know that too. Sure, IF they say its OK then its OK, but lets be realistic... they're not likely to say that.

Ivrytwr3

The cheque was mailed direct to her and made payable to her ie someone wanted her to have the money. This may be a scam, but it also may be a comp win, an inheritance, anything really!!

There is nothing wrong with paying this cheque into a high interest account and waiting to see if anyone contacts you/enquiries are being carried and whilst accruing interest hopefully!!

Some people do like to make a drama out of nothing.

pelirocco

bobblebob wrote: »

If its a scam which im sure it is, id be more worried about how someone in Illinois has got my name and address

Really ? I bet you give out your name and address all the time , your details will have been 'sold' several times over

bobblebob

pelirocco wrote: »

Really ? I bet you give out your name and address all the time , your details will have been 'sold' several times over

Isnt your name and address all the scammers need to say set up a credit card in your name?

zzzLazyDaisy

Almost everyone who uses the internet has given out their name and address as some time - applying for coupons, freebies, entering competitions, etc etc.

This is one of the reasons why I never give my real date of birth, or mother's maiden name when asked (eg for a password reminder). I use a set of totally fictitious details so that anyone getting hold of my name and address won't also have anything else that could be useful.

patty65

Isnt your name and address all the scammers need to say set up a credit card in your name

If that was true they would be sitting pouring over telephone directories every day.

Patrick

diane105

If it was a competition win surely a covering letter would be included.

As I said I have come across this before - the gentleman paid the cheque into his account telling the cashier that he wasn't epecting it and had done no work for them but was paying it in anyway. Cashier became suspicious and contacted drawers bank who confirmed that the cheque was fraudulent. Fraud departent in bank where I work said that this is quite a common scenario as I didn't see how scammers can profit but they do somehow - they manged to get this guys name and address from somewhere. If you don't know where it has come from don't bank it.

bumpoowee

doobiesis wrote: »

bumpoowee wrote: »

Think this is an accurate definition of Fraud:

"fraud is an intentional deception "


If she banks the cheque and spends it, that is INTENTIONAL if you ask me!

Well thats your opinion and I'm not suggesting by any means that this situation isn't somewhat suspect, but the wording of the cheque clearing system is very clear cut and clearly states that unless you know of any fraud you are protected, hence the OP would be fine in this case.

doobiesis_2

bumpoowee wrote: »

doobiesis wrote: »

Well thats your opinion and I'm not suggesting by any means that this situation isn't somewhat suspect, but the wording of the cheque clearing system is very clear cut and clearly states that unless you know of any fraud you are protected, hence the OP would be fine in this case.

We all live in the same world here, there's no way that this cheque is by any means legit... and yes in my opinion if she didn't think it was ok to receive a cheque in the way she did, she'd not be posting on here asking for advice. Which by the way is all I gave lol:beer: