We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply

my spending dairy

1235

Comments

  • dazzanator
    dazzanator Posts: 47 Forumite
    hi my wife is going to read this thread now so i just wanted to put on todays spends and add up the total spent this week so far
    sainsburys
    milk 4 pints 100
    pork jiont 379
    carrots 28
    noddles 23
    cabage 75
    pizza 60
    bread 48
    potatoes 99
    cauilfower 119
    oioons 13
    smothie 216
    gravey67
    mash 109
    stuffing38
    coke 229
    mushrooms 62
    cream 28
    milk choclate 85
    cheese 140
    total 2154

    wilksons
    womans things x2 165
    lamp oil 299
    nappy cream 265
    total 845

    bakers
    2 roll filled
    4 cakes
    2 sauage rool
    1pasty
    total
    680

    paper shop
    the sun 55
    tobbca 550
    total 605

    total spent today 42.81
    total spent since monday 159.78 now i know why
    debt free:beer:
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    dazzanator wrote:
    hi my wife is going to read this thread now so i just wanted to put on todays spends and add up the total spent this week so far...

    I hope that your wife finds it helpful and I hope it helps the both of you.

    You always go well it was £2.50 in the paper shop and then £5.60 in the supermarket and £4.50 in the chemist.

    And it is not until you write it all down you go :eek: how much was all of that.

    At least you both aware that is some work that can be done to get the most bang for your money. It means you can both work on it together.


    I wish you and Mrs dazzanator all the best.


    Take it easy on a lovely day like today.

    Please do post what she thinks of what all us horrible people who have posted ideas :rotfl:


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • dazzanator
    dazzanator Posts: 47 Forumite
    hi its mrs dazzanator here i have just read all of this and i am little shocked :eek: :eek: at the amount of money what we have spent in less than a week i mean the best part of a 160.00 on food is unbelivable you would have thought that we would have been eating steak moring noon and night instead the once on the amount we have spent
    i can see why we dont have much money now we do have cash but just spend it on the wrong things how lovey of you all to take the time to give us ideas how to stop this and start spending our money better 160.00 we could of gone to the seaside this weekend with that
    i know most of the spending is me and i think its just habbit i have to buy milk every day and thats were i go wrong instead of just buying the milk i come home with loads of stuff i am not very organced at all and to be honest i buy a lot of thing cause i cant rember if we need it or not im the sort of person who writes a list and then forgets it so there no hope really :rolleyes:
    i saw that someone asked if i was depressed to be stright with you im just lazy when it comes to cooking and altough it would be nice for me to think that you all thought that i was bad with money and cooking because i was depressed it would not be fair to those who suffer with the illness no so im not ill im just lazy and disorganized when it comes to this kind of thing i hate cooking allthough i have made an efort this week end and have eaten more veg :T
    i have worked out apart from the 6100 spent in the suppermarket out of that 160.00 i only needed to spend 23.00 :mad: of it so so i have wasted so much money this week i have stared to try and sort the shopping out and have looked at every item i have brought this week and took of all the stuff what was not needed and added stuff like crackers to snack on instead of choc all the time
    also i am going to aim to spend no more than 90.00 inculding fags so each week we will have 70.00 to save and i have worked out that is 280.00 per month and at the end of august we could have saved 840.00 to go on hoilday with somthing i didnt think posable this time yesterday
    my oh is gobsmaked on the amont of money we have spent and has even joked :rolleyes: that he is going to take the money of me so i cant spend it no wonder he keept on at me to come on here and have a look it is a good place on here it realy is
    i will try buying 8 pints of milk so i only have to buy it every other day i would like to say thankyou for all those who have replyed to this espically those who have replyed more than once i dont think you are horrable people i think you are all really kind and that why i wanted to type this out rather than just ask oh to say thanks i have a battle plan for this week using some of the ideas from here and have typed it out at the bottom of this mesage please say what you think and thankyou all again:T :T
    shopping list
    to buy only whats my list this week and make sure i have a proper list with me
    not to buy as much junk this week
    meal plan for breekie lunch and dinner
    to buy milk and fags only every other day and nothing else
    to put fresh drink under buggy every morring before we leave
    to have snacks with me so i dont have to buy them
    to make sure appioments dont clash with meal times so lunch can be had at home not the bakers
    every time somthing has been used right it in my shopping book so i know what run out and what not when i do my shopping list
    buy everything from the same shop
    aim to spend no more than 90.00 for the week inculeding fags so the 70 left can be saved to go on hoilday this year::j :j :j
    debt free:beer:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Well hello there Mrs Dazzanator. Im SO glad you werent upset by what we all wrote. Your action plan sounds fantastic, and I think the more you get into the swing of it the tighter you will become and have even more money for all the good things i life, like the seaside and hols. So you will effectively be able to save 240 a month :eek: Where are you off on hols? Monaco? With all that money I suspect you will be able to go anywhere. Also if you skip out some of those chocs you might be on your bikini diet lol for your hols :D

    Also dont forget to look on the holidays board as there are often discount codes & vouchers for days out, and there are some travel agents and other users etc who are on there finding great deals on holidays, so you can save your change towards your NEXT holiday!!

    Do have a nosey on the Old Style board, plenty of people wanting to know aobut how to make food without the slaving over the stove all day long and to cook great food for pence.

    All the best, your action plan looks great :beer:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    well done mrs. dazz for coming on here and having a good look at the spending. I would say you have quite a few good items in your list and I would be interested to find out at the end of next week if you did in fact stick with it.

    all the best and good luck to you both!!
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • dazzanator
    dazzanator Posts: 47 Forumite
    hi thankyou for your replys yes i think saving 70 a week can be done i mean we have that money its just learning to spend it in better areas no hoilday will be in this country but its cost about 450 a week in sumer hoildays for a week in a caravan so would need quite a bit inculding petrol food doing stuff ect i will post again next week to let you know how i get on thanks again
    debt free:beer:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Mrs Dazzanator,

    If you or Mr are in a trade union, check with them, many of them have discounted caravan hols for thier members i know Unison definately does, as does NUT.

    Happy caravanning!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Heth_2
    Heth_2 Posts: 472 Forumite
    That sounds like a great action plan, and even if you only achieve a few of those points it will be a great start. Don't expect it to be easy to change everything in one go, it really isn't, but hopefully the motivation of the holiday will help.
    I'd definitely recommend trying to meal plan every meal of the day, including snacks. I find it really easy to plan dinner (and we always have cereal/muesli and juice in for brekkie) but often miss out planning lunch at the weekend and then it is easy to spend alot on a sandwich out or something.
    Good luck with this coming week, do let us know how you get on!
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    I just wanted to say, on the being organised front, that if you can have a little shelf by the front door, perhaps you can put bottles of water (just top up an empty Evian bottle with tap water if you are anything like me :D ) there at night along with yoru keys (as long as you haven't got a glass panelled front door) and then you will remember to pick them up before you go out.

    This is what I do...I physically leave things by the front door so I literally fall over them as I walk out :rotfl:

    Good luck Mr & Mrs Dazzanator with the action plan.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • beanielou
    beanielou Posts: 98,829 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Think its fantastic that you have worked out so quickly where you think you were going wrong & that you have already deceided what & how you are going to deal with it.
    Hope you really enjoy your holiday when it comes.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.5K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.